Senior Credit Risk Manager

green link digital bank pte. ltd.; Singapore; On-site; SGD 150,000 - 190,000; Full time

Job summary

Green Link Digital Bank Pte. Ltd. in Singapore is seeking an experienced Head of Credit Approvals to lead the credit pre-screening, assessment and approval process for corporate lending.

You will manage portfolio quality, coordinate with business units and auditors, and ensure compliance with risk policies. Fluency in English and Mandarin is preferred.

This role requires 10-15 years in credit approval within banks, strong stakeholder management, and the ability to juggle multiple priorities.

Qualifications

• Bachelor's degree in Business, Finance, or Accounting.
• 10-15 years of credit approver experience with corporate lending in banks.
• Excellent interpersonal skills to understand a situation and discuss for resolution.

Responsibilities

• Lead the credit pre-screening, credit assessment, and credit approval process.
• Evaluate and approve, or escalate, transactions within delegated authority.
• Ensure detailed analysis and sound credit decisions per underwriting standards and policies.
• Manage and ensure sound credit portfolio quality of corporate borrowers and early remediation when needed.
• Stay up to date with market developments and initiate ad hoc reviews to mitigate risk to portfolio quality.
• Joint customer visits with business unit as required.
• Work with auditors, business, and product units on relevant credit projects.

Skills

Credit assessment

Credit approval

Stakeholder management

Project management

Multitasking

English

Mandarin

Education

Bachelor's degree

Job description

About Us

Green Link Digital Bank is Singapore's inaugural wholesale digital bank focusing on supply chain finance, mainly serving MSMEs and aiming to help MSMEs grow and improve digitization.

Responsibilities

• Lead the credit pre-screening, credit assessment, and credit approval process.
• Evaluate and approve, or escalated, transactions that are within delegated authority.
• Ensure detailed analysis and make sound credit decisions, reflecting the prevailing credit underwriting standards, policies, risk appetite, internal, and local regulatory requirements.
• Manage and ensure sound credit portfolio quality of corporate borrowers, ensuring early identification of potential problem accounts for close monitoring and early remediation.
• Stay up to date with market developments and initiate ad hoc review to mitigate risk of adverse impact on portfolio credit quality.
• Joint customer visit with business unit, as and when required.
• Work closely with auditors, business, and product units in relevant projects in the credit approver scope.

Requirements

• Bachelor's degree in Business, Finance, or Accounting.
• 10-15 years of credit approver experience with corporate lending in banks.
• Excellent interpersonal skills to understand a situation and discuss for resolution.
• Ability to articulate a well-informed opinion and defend it.
• Good organisational skills, including stakeholder management, project management.
• Able to juggle multiple priorities concurrently.
• Meticulous and detail oriented.
• Good written and verbal communication skills in English and Mandarin.

By submitting your application, you have given your consent for us to collect, use and retain your data for a year as according to our prevailing data retention and PDPA policies. Should you have any enquiries on our data policy, please contact us at [e-mail].