Senior Credit Risk Evaluation & Approval Leader

RHB Bank Berhad (Singapore); Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

RHB Bank Berhad (Singapore) is seeking a senior credit risk professional to ensure new and reviewed loans stay within NPL targets, by conducting risk evaluations and approving or recommending credit applications across CORP, IB, CB, FIG and PFS.

You will operate within the Delegated Lending Authority, review credit grades, ensure compliance with MAS and banking regulations, and support ad-hoc projects while maintaining strong client relationships.

Qualifications

• Degree / professional qualifications in Business, Accounting, Banking, Finance, Economics or other relevant disciplines.
• Minimum 15 years working experience in credit risk evaluation /analysis of corporate, SME and retail lending.
• Knowledge of MAS statutory requirements for retail lending (housing & commercial property loans).
• Possess strong credit writing and analytical skills in corporate /SME lending.
• Good communication and interpersonal skills.

Responsibilities

• Provide credit risk evaluation of credit applications submitted by the various business units and identify/address/mitigate all pertinent credit risk issues.
• Approve credit applications within ‘Delegated Lending Authority’ assigned or recommend to next higher approving level for approval in accordance with the DLA architecture.
• Review the ‘credit risk grade’ generated and affirm or reject/override the credit grade with justification for CORP, IB, CB & FIG; ensure PFS adherence to product parameters and regulatory requirements.
• Evaluate and approve, reject or recommend operational and administrative requests of CORP, IB, CB, FIG & PFS customers.
• Keep abreast of industry developments, market sentiments and their impact on the banking business; address issues raised by auditors and MAS.

Skills

Credit risk evaluation

Credit analysis

Analytical skills

Communication skills

Education

Degree in Business/Accounting/Banking/Finance/Economics

Job description

RHB Bank Berhad (Singapore) is seeking a senior credit risk professional to ensure new and reviewed loans stay within NPL targets, by conducting risk evaluations and approving or recommending credit applications across CORP, IB, CB, FIG and PFS.

You will operate within the Delegated Lending Authority, review credit grades, ensure compliance with MAS and banking regulations, and support ad-hoc projects while maintaining strong client relationships.