Senior Credit Control Lead & Process Optimizer

DBS Bank; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

DBS Bank Asia Central is seeking a seasoned Risk Management professional to perform documentation checks, pre-activation reviews, and collateral monitoring for credit facilities. You will coordinate with law firms for security documents and maintain systems for activations and revisions.

The role requires a University Degree in Business/Accounting/Banking & Finance and at least 8 years in a similar field, with strong analytical, communication and project-testing skills.

Qualifications

• University degree in Business / Accountancy / Banking & Finance
• Minimum 8 years’ experience in similar field
• Knowledge of banking and financial services in Consumer / Wealth Management banking is an advantage
• Good understanding of credit control processes and risks
• Experience in doing projects including user acceptance testing
• Strong interpersonal, communication and teamwork skills
• Proficient in Microsoft applications, Excel, Access and Powerpoint
• Analytical and meticulous with an eye for detail
• Ability to organize, prioritize and manage multiple tasks while working independently and effectively under pressure
• Self-driven and able to embrace changes and challenges
• Positive attitude and a team player

Responsibilities

• Perform documentation checks and ensure facility and collateral documents are in compliance with approved terms in credit memos
• Perform pre-activation checks to ensure conditions precedents are met, collaterals in place and compliance with internal policies, procedures and guidelines prior to activation of credit facilities
• Follow up with law firm on security documents registration and perfection
• Maintain and perform system updates for activation / revision of credit facilities
• Monitoring outstanding documents, covenants, re-valuations and insurance renewal for collateral
• Prepare and generate escalation reports on a timely basis
• Process cancellation of credit facilities and redemption of mortgage
• Collaborate with business, product stakeholders and credit partners to review and improve end-to-end processes including automation and digitization
• Participate in projects, provide user story requirements and perform user acceptance testing
• Act as a checker and guide for the team by reviewing work quality and accuracy, ensuring compliance with standards and requirements, and providing guidance, coaching and support to team members
• Review and update Standard Operating Procedures and process guidelines

Skills

Interpersonal skills

Communication

Teamwork

Analytical thinking

Attention to detail

Multi-tasking

Under pressure performance

Self-driven

Education

University Degree in Business / Accountancy / Banking & Finance

Tools

Microsoft Excel

MS Access

PowerPoint

Job description

DBS Bank Asia Central is seeking a seasoned Risk Management professional to perform documentation checks, pre-activation reviews, and collateral monitoring for credit facilities. You will coordinate with law firms for security documents and maintain systems for activations and revisions.

The role requires a University Degree in Business/Accounting/Banking & Finance and at least 8 years in a similar field, with strong analytical, communication and project-testing skills.