Senior Credit Associate

Moody's Corporation; Singapore; Híbrido; SGD 120.000 - 180.000; Jornada completa

Descripción de la vacante

Moody's Corporation in Singapore seeks a senior APAC credit research professional to drive macroeconomic and credit analysis across corporates, banks, infrastructure, and sovereigns. You will translate regional developments into issuer-level implications while leveraging Excel, Python, and AI-enabled tools to streamline workflows.

The role emphasizes rigorous analytical practices, cross-team collaboration, and the leadership of regional oversight.

Formación

• Experience in economic/public policy research or credit analysis.
• Strong ability to articulate complex ideas to diverse audiences.
• Solid grounding in leverage, liquidity, covenants, and recoveries.

Responsabilidades

• Support APAC Chief Credit Officer with macroeconomic and credit analysis.
• Develop dashboards, newsletters, and memoranda on regional trends.
• Draft rating and default trend analyses and visualizations.
• Collaborate on internal reviews of credit trends using Moody's data.
• Ensure analytical outputs are reproducible and auditable.

Conocimientos

APAC policy knowledge

Clear written communication

Credit risk concepts

Macro market literacy

Translate macro developments

Advanced Excel/PowerPoint

Python for data work

AI in workflows

Educación

Graduate degree in economics/finance

Herramientas

Python

R

Excel

PowerPoint

Descripción del empleo

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills and Competencies

• Familiarity with economic and public policy issues in the APAC region; experience in public policy and macroeconomic research, or relevant credit analysis experience, is preferred
• Strong verbal and written communication skills with the ability to articulate complex ideas clearly and concisely to diverse audiences
• Solid grounding in credit risk concepts such as leverage, coverage, liquidity, cash flow, covenant analysis, refinancing risk, capital structure, and recoveries
• Macro and market literacy across rates, inflation, foreign exchange, commodity shocks, banking conditions, and sovereign risk transmission to corporates and financials
• Ability to translate macroeconomic and market developments into sector and issuer‑level implications, with a focus on APAC sectors including corporates, banks and other financial institutions, infrastructure, and sovereigns
• Advanced proficiency in Excel, Word, and PowerPoint; working knowledge of Python or R for data cleaning, analysis, and simple automation is desirable; ability to work with large financial and macroeconomic datasets from internal and external sources
• Familiarity with modern research environments including databases, dashboards, and versioned workflows, with the ability to document analytical steps and ensure outputs are reproducible and auditable
• Strong organizational skills, attention to detail, and the ability to manage competing priorities effectively in a fast‑paced environment
• Demonstrated proficiency in artificial intelligence concepts, with hands‑on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI‑powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use

Education

• Graduate degree or equivalent professional experience required; strong academic background in economics, finance, public policy, or a related discipline preferred

Responsibilities

This role provides analytical, research, and logistical support to the APAC Chief Credit Officer team, driving credit quality, regional oversight, and thematic research across macroeconomic and policy topics.

• Undertake quantitative analysis in support of economic and credit research on macroeconomic, financial, policy, and credit topics, including long‑term themes such as AI, digital finance, demographics, private credit, and sustainable finance
• Assist in the drafting and visualization of rating and default trends, macroeconomic and public policy analysis, and thematic research publications and presentations
• Support internal reviews of credit trends leveraging Moody's historical rating and default data
• Assist managers and senior analysts with ongoing and ad hoc projects on creating analytical tools to promote rating quality during periods of significant structural change or enduring shifts in credit conditions
• Support the APAC Chief Credit Officer function in the analysis and surveillance of regional credit trends, macroeconomic developments, policy changes, and country‑specific economic, fiscal, and political developments
• Lead and project manage internal dashboards, newsletters, and memoranda
• Adhere to applicable codes of conduct, policies, procedures, and best practices

About the Team

The APAC Chief Credit Officer team sits within Credit Strategy and Guidance and provides leadership of regional credit oversight, ensuring the accuracy, consistency, and transparency of credit outcomes across Asia Pacific. The team collaborates closely with rating groups across the region to shape Moody's perspectives and research on macroeconomic, policy, and thematic trends influencing credit risk, while driving cross‑sector alignment and coordination of analytical house views. By joining this team, you will contribute to high‑impact research and analytical work at the intersection of macroeconomic intelligence and credit analysis, spanning corporates, financial institutions, infrastructure, and sovereigns across one of the world's most dynamic and diverse regions.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.