Senior Credit Associate (Based in Hong Kong or Singapore)

PassFort; Singapore; On-site; SGD 115,000 - 179,000; Full time

Job summary

Moody’s is seeking a Senior Credit Associate (based in Hong Kong or Singapore) to support the APAC Chief Credit Officer team. You will conduct macroeconomic and policy research, analyze credit risk, and translate market developments into issuer-level implications.

Strong Excel/Office skills and familiarity with Python or R are desirable. The role emphasizes rigorous analysis, clear communication, and the ability to manage multiple priorities in a fast-paced APAC environment.

Qualifications

• Graduate degree or equivalent professional experience; strong academic background in economics, finance, public policy, or related discipline preferred.
• Experience in macroeconomic research, credit analysis, or public policy related work is advantageous.
• Ability to translate macro developments into sector/issuer implications for APAC banks, corporates, and sovereigns.

Responsibilities

• Undertake quantitative analysis for economic and credit research across macro, policy, and credit topics, including AI and digital finance themes.
• Draft and visualize rating/trends, conduct macro/public policy analysis, and develop thematic research publications and presentations.

Skills

Policy research

Credit risk

APAC markets

Communication

Excel/Office

Python/R

Data handling

AI in workflows

Education

Graduate degree or equivalent

Tools

Excel

Word

PowerPoint

Python

R

Job description

Senior Credit Associate (Based in Hong Kong or Singapore)

Singapore, Singapore; Hong Kong

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Familiarity with economic and public policy issues in the APAC region; experience in public policy and macroeconomic research, or relevant credit analysis experience, is preferred
• Strong verbal and written communication skills with the ability to articulate complex ideas clearly and concisely to diverse audiences
• Solid grounding in credit risk concepts such as leverage, coverage, liquidity, cash flow, covenant analysis, refinancing risk, capital structure, and recoveries
• Macro and market literacy across rates, inflation, foreign exchange, commodity shocks, banking conditions, and sovereign risk transmission to corporates and financials
• Ability to translate macroeconomic and market developments into sector and issuer-level implications, with a focus on APAC sectors including corporates, banks and other financial institutions, infrastructure, and sovereigns
• Advanced proficiency in Excel, Word, and PowerPoint; working knowledge of Python or R for data cleaning, analysis, and simple automation is desirable; ability to work with large financial and macroeconomic datasets from internal and external sources
• Familiarity with modern research environments including databases, dashboards, and versioned workflows, with the ability to document analytical steps and ensure outputs are reproducible and auditable
• Strong organizational skills, attention to detail, and the ability to manage competing priorities effectively in a fast‑paced environment
• Demonstrated proficiency in artificial intelligence concepts, with hands‑on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI‑powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use

Education

• Graduate degree or equivalent professional experience required; strong academic background in economics, finance, public policy, or a related discipline preferred

Responsibilities
This role provides analytical, research, and logistical support to the APAC Chief Credit Officer team, driving credit quality, regional oversight, and thematic research across macroeconomic and policy topics.

• Undertake quantitative analysis in support of economic and credit research on macroeconomic, financial, policy, and credit topics, including long-term themes such as AI, digital finance, demographics, private credit, and sustainable finance
• Assist in the drafting and visualization of rating and default trends, macroeconomic and public policy analysis, and thematic research publications and presentations