Senior Credit Administration Lead — Controls & Compliance

CHARTERHOUSE PTE. LTD.; Singapore; On-site; SGD 120,000 - 170,000; Full time

Job summary

CHARTERHOUSE PTE. LTD. is seeking an experienced Team Lead, Credit Administration & Control to oversee credit administration processes, ensuring robust controls, regulatory compliance, and accurate execution of credit activities in wholesale banking.

The role partners with Relationship Managers, Credit, Middle Office and Operations to govern credit governance, review loan documentation, monitor covenants, and drive continuous improvements through automation and enhanced workflows.

Qualifications

• Bachelor's Degree in Finance, Banking, Business Administration or related discipline.
• 10+ years of experience in banking operations, credit administration, loan operations, or credit control functions.

Responsibilities

• Lead and oversee daily credit administration activities, ensuring accurate and timely completion of credit documentation reviews, covenant monitoring, and control processes.
• Perform independent verification of credit conditions, covenants, milestones, and security requirements against approved credit applications, facility agreements, and supporting documentation.
• Review loan documentation, including facility agreements, letters of offer, and credit approval conditions, ensuring alignment with approved credit terms.
• Monitor outstanding credit conditions, covenant breaches, and exceptions, ensuring timely escalation and remediation.
• Maintain strong operational controls to minimise credit administration risks and ensure compliance with internal policies and regulatory requirements.
• Collaborate with Relationship Managers, Credit teams, Middle Office, Operations teams and stakeholders to ensure effective credit governance.

Skills

Credit administration

Team leadership

Regulatory compliance

Stakeholder management

Risk assessment

Education

Bachelor's Degree in Finance, Banking, or related discipline

Job description

CHARTERHOUSE PTE. LTD. is seeking an experienced Team Lead, Credit Administration & Control to oversee credit administration processes, ensuring robust controls, regulatory compliance, and accurate execution of credit activities in wholesale banking.

The role partners with Relationship Managers, Credit, Middle Office and Operations to govern credit governance, review loan documentation, monitor covenants, and drive continuous improvements through automation and enhanced workflows.