Bank Operations Officer - Credit Administration & Control

D L Resources Pte Ltd; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

D L Resources Pte Ltd is seeking a detail-oriented Credit Administration professional for a local bank in Singapore. You will review credit documentation, configure covenants in loan systems, monitor ESG linked financing, assess covenant compliance, and perform MTM valuations of collateral to manage portfolio risk.

The role requires a Diploma or Bachelor’s in Finance/Banking/Business Admin, plus proven experience in Credit Administration, Loan Operations, or Credit Control, with strong

Qualifications

• Diploma or Bachelor’s degree in Finance, Banking, Business Administration, or related discipline.
• Proven track record in Credit Administration, Loan Operations, or Credit Control in a corporate or commercial bank.
• Deep understanding of wholesale banking products, corporate loan structures, and security/collateral documentation.
• Familiarity with sustainability financing frameworks and green lending covenants.
• Strong ability to interpret complex legal credit agreements and financial data for system translation.
• Hands-on experience using institutional loan origination systems and market data terminals (e.g., Bloomberg, Reuters) for MTM checks.
• Meticulous accuracy in data entry and data verification to prevent operational and credit losses.

Responsibilities

• Credit Documentation Review: Evaluate structural terms in Facility Agreements and Letters of Offer to ensure alignment with approved credit decisions.
• System Integrity Management: Input and configure critical credit covenants into the bank’s loan system with zero margin for error.
• ESG & Sustainability Monitoring: Onboard and track documentation for sustainability-linked financing and green loans.
• Covenant Compliance Control: Conduct routine compliance audits across financial metrics, time-stamped deadlines, and security-based covenants.
• Collateral Valuation: Perform regular mark-to-market (MTM) valuations on financial collateral to track portfolio exposure.
• Credit Limit Adjustments: Trigger system changes for limit adjustments based on collateral price fluctuations and margin requirements.
• Risk Mitigation: Escalate covenant breaches, documentation discrepancies, and collateral shortfalls to Credit Risk and Relationship Managers.

Skills

Credit Administration

Loan Operations

Credit Control

Analytical Skills

Systems Experience

Wholesale Banking

Education

Finance/Budgeting/Business Admin Degree

Tools

Bloomberg

Reuters

Loan Origination Systems

Job description

Client: Local Bank Based In Singapore

Job Duties & Responsibilities

• Credit Documentation Review: Evaluate structural terms inFacility AgreementsandLetters of Offerto ensure full alignment with approved credit decisions.
• System Integrity Management:Input and configure criticalcredit covenantsinto the bank’s loan organisation system with zero margin for error.
• ESG & Sustainability Monitoring:Onboard and track specialized documentation forsustainability-linked financingand green loans.
• Covenant Compliance Control:Conduct routine compliance audits acrossfinancial metrics,time-stamped deadlines, andsecurity-based covenants.
• Collateral Valuation:Perform regularmark-to-market (MTM)valuations on financial collateral (such as equities, bonds, or cash) to track portfolio exposure.
• Credit Limit Adjustments:Trigger and execute system changes forlimit adjustmentsbased on collateral price fluctuations and margin requirements.
• Risk Mitigation:Escalate covenant breaches, documentation discrepancies, and collateral shortfalls toCredit Riskand Relationship Managers.

Job Requirements & Qualifications

• Education:Diploma or Bachelor’s degree inFinance,Banking,Business Administration, or a related discipline.
• Experience:Proven track record inCredit Administration,Loan Operations, orCredit Controlwithin a corporate or commercial bank.
• Technical Knowledge:Deep understanding ofwholesale banking products, corporate loan structures, and security/collateral documentation.
• ESG Literacy:Familiarity withsustainability financing frameworksand specialized green lending covenants.
• Analytical Skills:Strong ability to interpret complexlegal credit agreementsand financial data for system translation.
• Systems Experience:Hands-on experience using institutionalloan origination systemsand market data terminals (e.g., Bloomberg, Reuters) for MTM checks.
• Attention to Detail:Meticulous accuracy in data entry and data verification to prevent operational and credit losses.