Senior Business Analyst — SME Lending Transformation

Luxoft; Singapore; On-site; SGD 90,000 - 150,000; Full time

Job summary

Luxoft is seeking a skilled Functional Business Analyst for a banking transformation project focused on SME loan origination. You will gather requirements from business stakeholders, document functional specs, and support the delivery of lending solutions for SME customers.

The role requires strong domain knowledge in lending, credit assessment, and end-to-end workflows. Ideal candidates have extensive experience in SME/Commercial Lending, BRD/FRD creation, and coordinating SIT/UAT with business

Qualifications

• 8+ years of experience as a Functional BA in Banking/FS.
• Strong knowledge of SME/Commercial Lending lifecycle.
• Experience with BRDs, FRDs, process flows, user stories and acceptance criteria.
• SIT/UAT coordination and business validation experience.
• Excellent stakeholder management and communication skills.

Responsibilities

• Collaborate with SME Banking, Credit, Risk and ops to capture lending requirements.
• Document end-to-end SME loan origination process from application to disbursement.
• Analyze existing lending processes and identify improvements and system enhancements.
• Translate requirements into BRDs, FRDs, user stories and acceptance criteria.
• Prepare functional specs, flows, BRDs; sign-off with stakeholders.
• Support SIT/UAT, test scenarios, and coordinate with users.
• Assist production rollout and post-implementation validation.

Job description

Luxoft is seeking a skilled Functional Business Analyst for a banking transformation project focused on SME loan origination. You will gather requirements from business stakeholders, document functional specs, and support the delivery of lending solutions for SME customers.

The role requires strong domain knowledge in lending, credit assessment, and end-to-end workflows. Ideal candidates have extensive experience in SME/Commercial Lending, BRD/FRD creation, and coordinating SIT/UAT with business