Senior Analyst, Planning, Credit Department

SMBC Group; Singapore; Vor Ort; SGD 60.000 - 90.000; Vollzeit

Zusammenfassung

SMBC Group in Singapore seeks a Credit Risk Planning professional to support the Head of Credit Department Asia Pacific Division. You will engage in strategic planning for the credit risk framework, support the credit analysis team, and coordinate reporting to senior management and regulators.

The role requires 2–3 years in credit risk and fluency in English and Japanese, with proficiency in PowerPoint, Excel, and Word. Collaboration with multiple departments and head office is essential.

Qualifikationen

• At least Bachelor’s degree or equivalent qualification, preferably in Finance, Accounting, or a related field.
• 2–3 years of credit risk management experience or training is helpful.
• Experience with regulators or analytical tasks is preferable.

Aufgaben

• Strategic Planning & Business Management: Produce reports on credit portfolio and risk metrics; prepare materials for committees, regulatory examinations and audits.
• Special Credits: Track and report criticized assets and reserves; monitor credit portfolio performance and market developments.
• Compliance: Understand compliance risks and advise on risk mitigations with relevant departments; conduct compliance training.
• Operation / Liaison with Head Office: Maintain communication with Credit Officers, Front Office and Head Office; support credit process improvements and policy development.

Kenntnisse

Interpersonal skills

Communication skills

Teamwork

English (fluent)

Japanese language

Ausbildung

Bachelor’s degree in Finance/Accounting or related field

Tools

PowerPoint

Excel

Word

Jobbeschreibung

This position supports the Head of Credit Department Asia Pacific Division (CDAPD) as member of Planning Team, reporting to the Head of CDAPD.The team is responsible for developing, recommending, communicating and implementing credit risk management policies and framework and operational guidelines for the organization, its various financial products and various countries in Asia Pacific/India division. This role is primarily responsible for engagement in strategic planning on credit risk management framework, support for credit analysis team and business department, coordination and reporting on credit risk related affairs to senior management, head office, and regulators in a timely manner, and compliance matter in the departments.

Job Responsibilities

Strategic Planning & Business Management:Produce reports on summary of credit portfolio and other metrics relevant to credit risk managementRoutinely report credit related documentation to senior management relevant departments in Head Office.Prepare and coordinate materials for management committees, regulatory examinations and external / internal auditsUndertake other related tasks and projects as required and assigned by management

Special Credits:Track and report criticized and classified assets, in compliance with Japanese accounting principles, such as self-assessment, write-offs, general and specific reservesManages research and analysis of client's financial performance, continuous monitoring of events and strength of credit portfolioClosely monitor relevant market indices as well as industry developments

Compliance:Understands key compliance risks involved in the operation and make decisions regarding the management of the risks in consultation with relevant departments

Identify and assess the compliance-related risks involved in the activities of the department

Conduct checks on how the risks are mitigated and the effectiveness of the controls put in place and whether they are in line with overall compliance policies

Conduct compliance-related training and disseminate information to the department

Operation / Liason with Head Office:Maintains communication with Credit Officers, Front Office and Head Office to ensure credit standards/policies are fully understoodCollaborate wtih Credit Analysis team and relevant departments to be work efficiency in credit processEnhance the credit application processes, working with stakeholders in Asia Pacific/India Division and Head Office Participate in the development of policies, control procedures and processes designed to ensure risk identification, mitigation and monitoring

Job Requirements

At least Bachelor’s degree or equivalent qualification,Preferably in Finance, Accounting, or a related field. Proven experience in the finance or banking industry is essential At Least 2-3 years of Credit risk management related business experience or training program is helpful.Experience in/with regulators or analytical tasks is preferable

Business fluency in both English and Japanese is essential, as this role requires the ability to write and communicate effectively with our Tokyo office. PC skills including Microsoft Power Point, Excel, and Word skills are required

Excellent interpersonal, communication (written and verbal) skills

Ability to work effectively with others and team oriented