Risk & Underwriting Assistant, PRS

Chubb; Singapore; On-site; SGD 42,000 - 66,000; Full time

Job summary

Chubb Singapore is seeking a Risk and Underwriting Assistant to perform on-site home risk assessments for landed homes and high-value residences, following underwriting guidelines. You will support the Personal Risk Services team by identifying hazards, recommending risk improvements, and preparing risk assessment reports to aid underwriter decisions.

The role requires a degree or diploma in risk management or related fields, 2–3 years' experience, and willingness to travel within Singapore.

Qualifications

• Degree or diploma in risk management, civil engineering, quantity surveying, or related discipline.
• 2–3 years of relevant experience; fresh graduates considered.
• Willingness to travel within Singapore.
• Strong understanding of residential property construction, fire protection systems, and security controls.

Responsibilities

• Conduct on-site risk surveys for residential properties, including landed homes and high value residences
• Assess the replacement cost of homes by adhering to accepted valuation methods
• Assess potential risk or catastrophe exposures and review the security and fire protection relative to the insurance coverages
• Keeping abreast of current building costs, changes to security/fire protection, construction techniques/materials, loss trends and undertake research projects as required
• Assess the adequacy of the client’s insurance coverages and supply the underwriter with sufficient information to pursue these coverages
• Provide risk management recommendations aligned with Chubb’s underwriting and appraisal guidelines
• Prepare risk assessment reports in accordance with Chubb’s underwriting and appraisal guidelines
• Any other services or deliverables as instructed by Chubb, including administrative duties

Skills

Experience

Travel willingness

Communication skills

Property knowledge

Education

Degree or diploma in risk management

Job description

Purpose of the Role

The Risk and Underwriting Assistant conducts home appraisal services in accordance with underwriting guidelines relating to property condition, construction, occupancy, security, and other relevant risk factors. The role supports the Personal Risk Services team by identifying hazards, recommending risk improvements, assessing adequacy of insurance coverage, preparing risk assessment reports, and underwriting complex cases.

Job Description

The Risk and Underwriting Assistant conducts home appraisal services in accordance with underwriting guidelines relating to property condition, construction, occupancy, security, and other relevant risk factors. The role supports the Personal Risk Services team by identifying hazards, recommending risk improvements, assessing adequacy of insurance coverage, preparing risk assessment reports, and underwriting complex cases.

Key Accountabilities & Responsibilities

• Conduct on-site risk surveys for residential properties, including landed homes and high value residences
• Assess the replacement cost of homes by adhering to accepted valuation methods
• Assess potential risk or catastrophe exposures and review the security and fire protection relative to the insurance coverages
• Keeping abreast of current building costs, changes to security/fire protection, construction techniques/materials, loss trends and undertake research projects as required
• Assess the adequacy of the client’s insurance coverages and supply the underwriter with sufficient information to pursue these coverages
• Provide risk management recommendations aligned with Chubb’s underwriting and appraisal guidelines
• Prepare risk assessment reports in accordance with Chubb’s underwriting and appraisal guidelines
• Any other services or deliverables as instructed by Chubb, including administrative duties

Qualifications

Required Skills & Experience

• Degree or diploma in risk management, civil engineering, quantity surveying, or a related discipline
• 2 – 3 years of relevant experience, fresh graduates might be considered
• Strong willingness to learn from experts from a variety of disciplines
• Willingness to travel within Singapore when required
• Strong understanding of residential property construction, fire protection systems, and security controls
• Familiarity with Singapore property types, including landed homes and condominiums
• Knowledge of local fire safety, building, and regulatory requirements
• Good written and verbal communication skills