Regional Wealth Lending Product Leader (APAC)

DBS Bank Ltd; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

DBS Bank Ltd in Singapore is seeking a high-caliber Product Manager to shape and scale the Wealth Lending business across the wealth continuum. The role focuses on strengthening the CBG Treasures proposition and driving product growth, innovation, and execution across regional markets including Singapore, Taiwan, Hong Kong and Indonesia.

You will own end-to-end product management for wealth lending solutions, collaborate with Credit, Risk, Finance, Operations, Platform and Technology, and lead

Qualifications

• Bachelor’s degree in Finance, Economics, Business, or related discipline.
• 5+ years of experience in wealth lending, lending product management, or portfolio financing within banking, wealth management, or financial services.
• Strong understanding of wealth lending products including securities-backed financing, portfolio lending, Lombard lending, lending programme management, and collateral-based credit structures.
• Experience in securities-backed lending, margin financing, share financing, bond financing, or other collateral-backed credit solutions would be advantageous.
• Demonstrated experience in developing, launching, commercialising, and managing lending products and credit programmes, with a track record of driving portfolio growth, client adoption, revenue generation, and product innovation.
• Proven ability to collaborate and influence stakeholders in a matrix environment across multiple markets.
• Strong analytical, commercial, and problem-solving skills with experience in portfolio performance management, pricing, business case development, and data-driven decision making.
• Experience driving digital transformation, process automation, or platform modernisation initiatives within lending, wealth management, or credit businesses will be advantageous.
• Working knowledge of Avaloq, Finacle, SpeciCred, digital lending platforms, and AI/Agentic AI applications will be an added advantage.

Responsibilities

• Own the end-to-end product management of wealth lending solutions, including Lombard lending, securities-backed financing, and bespoke structured credit offerings.
• Define and execute product strategy, value proposition, and multi-year roadmap for the wealth lending portfolio
• Lead the design and establishment of lending programmes to support business growth across wealth segments
• Identify market opportunities and develop new product features, propositions, and capabilities that enhance the wealth lending offering.
• Partner with key stakeholders to develop scalable product frameworks and operating models for wealth lending solutions
• Drive product awareness, adoption, and commercialization across markets through engagement with Relationship Managers, Investment Advisors, and Wealth teams
• Act as the subject matter expert for wealth lending products and provide guidance on product capabilities, features, and value propositions.
• Support product training, communication, and sales enablement initiatives to increase product penetration and usage.
• Gather feedback from front-office teams and translate market needs into product enhancements and strategic priorities.
• Collaborate with Credit, Risk, Legal, Compliance, Operations, and Technology teams during development and implementation of lending programmes.
• Ensure product features, documentation, and processes remain aligned with regulatory requirements and internal policies.
• Manage product-related approvals, reviews, and governance requirements throughout the product lifecycle.
• Manage the full product lifecycle from concept, design, launch, and ongoing enhancement through repricing or retirement.
• Monitor product performance, portfolio trends, utilization levels, and profitability metrics to identify optimization opportunities.
• Drive continuous improvement of product processes, operating models, and supporting documentation.
• Track market trends, competitor developments, and emerging practices in wealth lending to maintain competitive positioning.
• Support portfolio analytics, pricing reviews, and balance sheet optimization initiatives.
• Lead regional initiatives to harmonize product offerings and ensure consistency across markets where appropriate.

Skills

Wealth lending knowledge

Product management

Stakeholder management

Analytical thinking

Education

Bachelor’s degree in Finance, Economics, Business, or related discipline

Tools

Avaloq

Finacle

SpeciCred

Digital lending platforms

AI/Agentic AI applications

Job description

DBS Bank Ltd in Singapore is seeking a high-caliber Product Manager to shape and scale the Wealth Lending business across the wealth continuum. The role focuses on strengthening the CBG Treasures proposition and driving product growth, innovation, and execution across regional markets including Singapore, Taiwan, Hong Kong and Indonesia.

You will own end-to-end product management for wealth lending solutions, collaborate with Credit, Risk, Finance, Operations, Platform and Technology, and lead