Product Owner

Edison Smart®; Singapore; On-site; SGD 120,000 - 190,000; Full time

Job summary

Edison Smart is seeking a Product Owner for fintech, payments and digital assets to join their Singapore-based product team. You will own customer-facing financial products, collaborate with engineering and commercial teams, and drive the next generation of global financial services.

Ideal candidates bring extensive experience in product ownership within fintech, strong analytical and stakeholder skills, and a track record of delivering scalable payment solutions across international markets.

Qualifications

• 4–7+ years of experience in Product Ownership, Product Management or similar role.
• Strong experience within fintech, payments, digital banking, digital wallets or financial technology platforms.
• Experience owning product backlogs and delivering customer-facing products in agile environments.

Responsibilities

• Own and manage the product backlog, translating business requirements into clear user stories, acceptance criteria and actionable development tasks.
• Work closely with Product Managers, Engineering, Design and other stakeholders to deliver high-quality financial products.
• Drive end-to-end product delivery lifecycle from requirements gathering to testing, release and continuous improvement.
• Define and prioritise product enhancements based on customer needs, commercial objectives and technical feasibility.
• Lead agile ceremonies, including sprint planning, backlog refinement and delivery reviews.

Job description

Product Owner – Fintech, Payments & Digital Assets

Industry: Fintech | Payments | Digital Assets | Stablecoins

Employment Type: Full-Time, Permanent

A rapidly growing international fintech company that is transforming how individuals and businesses access, manage and move money globally.

Operating at the intersection of traditional financial services and digital assets, the business is building innovative financial products that combine global payments, digital wallets, card solutions and blockchain-powered financial infrastructure.

As the company continues to expand its international footprint, we are looking for an experienced Product Owner to join its Singapore-based product team.

This is an exciting opportunity to take ownership of customer-facing financial products, work closely with engineering and commercial teams, and play a key role in delivering the next generation of global financial services.

Key Responsibilities

Product Ownership & Delivery

• Own and manage the product backlog, translating business requirements into clear user stories, acceptance criteria and actionable development tasks.
• Work closely with Product Managers, Engineering, Design and other stakeholders to deliver high-quality financial products.
• Drive the end-to-end product delivery lifecycle, from requirements gathering and prioritisation through to testing, release and continuous improvement.
• Define and prioritise product enhancements based on customer needs, commercial objectives and technical feasibility.
• Lead agile ceremonies, including sprint planning, backlog refinement and delivery reviews.

Payments & Financial Products

• Support the development and enhancement of digital wallets, payment solutions, card products and cross-border financial services.
• Work with engineering teams on payment integrations, APIs, transaction processing and financial infrastructure.
• Collaborate with compliance, risk and operations teams to ensure products meet applicable regulatory and security requirements.
• Identify opportunities to improve payment success rates, transaction efficiency, onboarding and overall customer experience.
• Contribute to the development of scalable financial products serving customers across multiple international markets.

Product Performance & Stakeholder Management

• Monitor product performance using relevant KPIs, customer feedback and transaction data.
• Identify product improvements that drive adoption, engagement, retention and transaction growth.
• Coordinate with internal stakeholders and external partners to ensure smooth product launches.
• Communicate product requirements, priorities, dependencies and delivery progress clearly across teams.
• Support continuous product innovation in a fast-moving, highly competitive fintech environment.

Candidate Requirements

• 4–7+ years of experience in Product Ownership, Product Management or a closely related product delivery role.
• Strong experience withinfintech, payments, digital banking, digital wallets or financial technology platforms.
• Demonstrated experience owning product backlogs and delivering customer-facing products in agile environments.
• Solid understanding of payment flows, transaction processing, APIs and financial product integrations.
• Experience working directly with software engineering teams and translating business requirements into technical specifications.
• Strong analytical, stakeholder management and problem-solving skills.
• Ability to operate effectively in a fast-paced, international product environment.

Highly Desirable

• Experience with stablecoins, cryptocurrency payments, blockchain infrastructure or digital asset platforms.
• Knowledge of card issuing, payment processing, cross-border payments or remittance products.
• Experience with fiat-to-crypto or crypto-to-fiat payment flows.
• Familiarity with KYC, AML, transaction monitoring and regulatory requirements within financial services.
• Experience building products for international markets or scaling fintech platforms.
• Familiarity with tools such as Jira, Confluence, Figma and product analytics platforms.

Why Consider This Opportunity?

• High-growth environment: Join an ambitious international fintech business expanding its global financial product offering.
• Real product ownership: Take responsibility for meaningful product features and work closely with the teams delivering them.
• Cutting-edge technology: Gain exposure to the convergence of traditional payments, stablecoins and digital financial infrastructure.
• International exposure: Work on products designed for customers and businesses operating across borders.
• Career development: Join a growing product organisation with opportunities to take on greater responsibility as the business scales.