Principal Product Manager - Compliance / AML / Risk Platform

Coins.ph; Singapore; On-site; SGD 140,000 - 200,000; Full time

Job summary

Coins.ph is seeking a seasoned Product Manager to lead AML/CFT, transaction monitoring, and sanctions screening initiatives. You will design risk scoring, drive KYC/KYB onboarding for individuals and businesses, and collaborate with Compliance to translate regulations into scalable features.

You will also build fraud detection capabilities, refine CDD/EDD processes, and partner with data teams to deploy rules engines and real-time monitoring. A strong fintech/regulatory background is essential.

Qualifications

• 5+ years of Product Management experience in fintech, payments, or crypto.
• Strong understanding of AML/CFT, KYC/KYB, and transaction monitoring.

Responsibilities

• Own the product roadmap for AML/CFT, monitoring, sanctions screening, and SAR/STR systems.
• Design risk scoring across onboarding and transaction lifecycle.
• Partner with Compliance to translate regulations into scalable product features.
• Build and improve KYC/KYB onboarding flows for individuals and businesses.
• Optimize CDD/EDD processes including document verification and risk tiering.
• Balance conversion with compliance to reduce friction without increasing risk.
• Define and implement fraud detection strategies (account takeover, scams, mule accounts).
• Collaborate with data teams to develop rules engines, alerting, and case management.
• Improve real-time monitoring capabilities for transactions and user behavior.
• Develop internal tools: case management, investigation workflows, audit trails and reporting.
• Integrate with external vendors (KYC providers, blockchain analytics, sanctions lists).
• Work with Compliance/MLRO, Risk & Fraud Ops, Data Science, and Engineering.
• Bridge regulatory requirements and product implementation.

Skills

Product Management

AML/CFT

KYC/KYB

Regulatory compliance

Risk scoring

Data analytics

Vendor management

Fraud systems

Tools

Chainalysis

TRM

Elliptic

Onfido

Sumsub

Jumio

Job description

Responsibilities

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems


• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle


• Partner with Compliance to translate BSP / AMLC regulations into scalable product features


• Build and improve KYC/KYB onboarding flows (individual & business)


• Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering


• Balance conversion vs compliance (reduce friction without increasing risk)


• Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)


• Collaborate with data teams to develop rules engines, alerting systems, and case management tools


• Improve real-time monitoring capabilities for transactions and user behavior


• Build internal tools for:




• Case management


• Investigation workflows


• Audit trails and reporting




• Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)


• Work closely with:




• Compliance / MLRO


• Risk & Fraud Ops


• Data Science / Analytics


• Engineering




• Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto


• Strong understanding of:




• AML / CFT frameworks


• KYC / KYB processes


• Transaction monitoring




• Experience building or managing:




• Risk engines / fraud systems / compliance platforms




• Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments


• Ability to translate regulatory requirements into scalable product solutions

Nice to have

• Experience in crypto / blockchain / exchange platforms


• Knowledge of:




• Fraud typologies (scams, mule accounts, phishing, etc.)


• Sanctions screening & travel rule




• Experience with tools/vendors like:




• Chainalysis / TRM / Elliptic


• Onfido / Sumsub / Jumio




• Background in compliance, risk, or data analytics

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.