Online Loan Specialist, Emerging Business

OCBC Group; Singapore; On-site; SGD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive salary

Flexible benefits

Professional development

Wellbeing programs

Job summary

OCBC Bank in Singapore seeks an energetic professional to drive SME loan opportunities and provide prudent financial solutions. You will collaborate with internal teams and external partners to onboard new borrowers and deliver an excellent customer experience.

The role requires a degree and 1–2 years of credit and sales experience with SMEs. We value self-motivation, strong interpersonal skills, and a proactive, results-oriented mindset.

Qualifications

• Degree holder with 1–2 years of credit and sales experience in local SMEs preferred.
• Strong interpersonal skills and ability to connect with customers.

Responsibilities

• Solicit new SME loan opportunities through active acquisition of unsecured loan products.
• Understand the business life cycle of small businesses to tailor financial solutions.
• Demonstrate credit acumen to mitigate risk and protect the credit portfolio.
• Collaborate across internal and external stakeholders to grow new business and partnerships.

Skills

Interpersonal skills

Analytical thinking

Self-driven

Initiative

Result-oriented

Education

Degree holder

Job description

WHO WE ARE

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.

Why Join Global Commercial Banking

Global Commercial Banking serves businesses of all shapes and sizes, from micro start-ups to small and medium-sized enterprises in a spectrum of industries. We provide key services from trade, financing, and cash management to help businesses buy, sell operate daily. We offer expertise and beyond banking solutions for successful expansion locally and internationally. Running a business is never easy. That’s where we come in, fulfilling everything beyond banking needs. Fuelled by your empathy for businesses, you’ll stand at the forefront of partnering small and medium-sized companies, supporting them throughout their business lifecycle. With SMEs making up 99% of businesses that provide jobs to 7 out of 10 employees in Singapore, #OpportunityStartsHere on making real impact in developing these vital building blocks of our country’s economy, bringing bold business ambitions of young start-ups to life, being a pillar for business owners to lean on in times of need and a partner to chart their growth today for a stronger tomorrow.

What you do

• Solicit new business loan opportunities through active acquisition of unsecured loan products.
• Understand the business life cycle of small businesses to help them expand their reach and provide prudent financial solutions to support the companies’ growth.
• Demonstrate good credit acumen with ability to mitigate financing risk to ensure robustness of our credit portfolio.
• Strong cross team collaborations with internal and external stakeholders to nurture and grow new business and partnership opportunities.

Who you work with

• You will work with stakeholders to ensure that new business loans onboarded are of good quality.
• You will facilitate the loan application for customer and ensure that they has the best experience right from the start.

How you succeed

• Degree holder, with min. 1-2 years of credit and sales experience covering local SMEs preferred.
• Fervent individual who is self-driven and possesses the willingness to take on additional initiatives to drive the overall business strategy.
• Strong interpersonal skills, with ability to connect with customers
• Sound analytical skills with ability to interpret and analyse company financials
• Passionate individual who is innovative and enjoys a dynamic work environment.
• Highly focused, driven and results-oriented individual.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Selection based on ability and fit with our culture and values.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Equal opportunity.

Fair employment.