*NEW* 6 Months contract Credit Analyst (Financial Institutions)

Ambition Group Singapore Pte. Ltd. (SG); Singapore; On-site; SGD 100,000 - 150,000; Full time

Job summary

A financial services firm in Singapore is seeking a Credit Risk Manager with over 10 years of experience in managing collateral portfolios and analyzing financial institutions. The ideal candidate will have a Bachelor’s degree in Finance, strong data analysis capabilities, and excellent communication skills. Responsibilities include identifying credit risks, providing mitigation strategies, and managing a diverse collateral portfolio, while driving new risk solutions in a fast-paced environment.

Qualifications

• 10+ years of relevant experience managing collateral portfolios.
• Experience analyzing banks and financial institutions in Asia Pacific.
• Ability to analyze large data sets for key credit decisions.

Responsibilities

• Identify credit risks and provide mitigation recommendations.
• Manage the AP collateral portfolio effectively.
• Drive new credit risk solutions in an evolving payments landscape.

Skills

Credit risk management

Data analysis and interpretation

Communication skills

Project management

Project management

Education

Bachelor’s in Finance or equivalent

MBA or CFA preferred

Job description

Job Responsibilities

• Actively identify credit risks and provide recommendations to mitigate settlement risks.
• Prioritize new license applications to support the firm’s growth strategy, with special focus on South Asia markets.
• Lead and drive new credit risk solutions as the payments landscape has evolved to more complex business models.
• Proactively engage with business partners and provide solutions to mitigate the credit risks of new Fintech players that are not well capitalized.
• Actively manage the AP collateral portfolio.
• Identify key risks relating to the new payment flows and propose new collateral options to mitigate these risks.
• Provide training, strategic support and recommendations to empower Account Executives with predetermined collateral options.
• Contribute to the key market initiatives and ensuring that proper processes are in place to support credit due diligence and ongoing monitoring.
• Provide proactive insights and scenario modeling to effectively manage the settlement risks of AP portfolio.
• Initiate ideas in automating and enhancing risk management tools for effective ongoing monitoring and ensure timely response to market shifts.
• Drive process efficiency and support key project initiatives.
• Ensure Credit Risk Policy and Procedures are adhered to when assessing new clients and renewals of existing clients.
• Responsible for coordinating global monthly, quarterly, and ad hoc dashboard and reporting for management.
• Support cross‑functional collaboration by contributing and providing appropriate advice from a credit perspective.
• Lead complex projects and meetings, deliver presentations.

Requirements

• Bachelor’s in Finance or equivalent and knowledge across Financial Institutions, Corporate and Fintechs. MBA or CFA preferred.
• Minimum 10+ years of relevant experience, including at least 5 years managing the collateral portfolio and analyzing banks/non‑bank financial institutions or corporates/fintechs in Asia Pacific.
• Experience at both understanding and managing quantitative credit rating models (Banks and Corporates).
• Ability to clearly articulate results after analyzing large scales of data to senior management as the basis for making key credit decisions.
• Good eye for details noting discrepant financial trends in data analytics.
• Excellent verbal and written communication skills with the ability to present clear and concise recommendations to management.
• Able to effectively manage competing deadlines to meet business expectations and projects in a fast paced environment.

Interested applicants please send your resume in MS Word format and address it to Tan Joanna (R1104661)

Short listed candidates will be notified.

www.ambition.com.sg

EA Registration Number: R1104661

Data provided is for recruitment purposes only

Business Registration Number: 200611680D. Licence Number: 10C5117