Medical Underwriter — Complex Risk Specialist

LMA RECRUITMENT SINGAPORE PTE. LTD.; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

LMA Recruitment Singapore Pte. Ltd. is seeking an experienced Medical Underwriter to join an established insurance team in Singapore. You will analyse complex medical cases, review clinical evidence and determine coverage terms with independent judgment.

You will manage case volumes, maintain clear underwriting rationales for governance, and handle confidential health data in compliance with privacy regulations. Strong clinical knowledge and accuracy are essential for success.

Qualifications

• Approximately 3–5 years of medical underwriting experience.
• Ability to maintain accuracy across a high volume of cases.
• Experience reviewing clinical evidence and related records.

Responsibilities

• Take ownership of complex and referred cases with multiple medical conditions.
• Determine coverage terms using medical knowledge and guidelines.
• Review clinical evidence including specialist findings and records.
• Underwrite healthcare risks across policy lifecycles.
• Collaborate with stakeholders for additional medical evidence when needed.
• Manage case volumes and deliver decisions within service standards.
• Keep clear underwriting rationale for governance and audits.
• Handle confidential health data in line with privacy regulations.
• Provide updates on volumes and pending cases, supporting transitions.

Skills

Medical underwriting

Clinical knowledge

Risk assessment

Analytical thinking

Tools

Underwriting platforms

Business applications

Job description

LMA Recruitment Singapore Pte. Ltd. is seeking an experienced Medical Underwriter to join an established insurance team in Singapore. You will analyse complex medical cases, review clinical evidence and determine coverage terms with independent judgment.

You will manage case volumes, maintain clear underwriting rationales for governance, and handle confidential health data in compliance with privacy regulations. Strong clinical knowledge and accuracy are essential for success.