Managing Director, Credit Assurance & Portfolio Management

OCBC Bank; Singapore; On-site; SGD 300,000 - 540,000; Full time

Benefits offered by this job

Competitive base salary

Holistic benefits

Community initiatives

Learning and professional development

Equal opportunity

Fair employment

Culture and values alignment

Wellbeing and growth

Job summary

OCBC Bank is seeking a seasoned professional for Global Corporate Banking with extensive credit risk experience. You will review and approve complex credit proposals, identify stressed accounts, and partner with risk management to enhance credit policy and models across OCBC footprint.

The role requires 20+ years in banking credit across Real Estate, project and corporate lending, with strong communication and regional risk understanding.

Qualifications

• Banking and credit experience of at least 20yrs+ across Real Estate, PF, Corporate lending and matching geographies to OCBC footprint.
• Strong skills in credit risk evaluation, structuring and risk management.
• Strong understanding of the global corporate banking business.
• Good knowledge of risk management principles and regulatory guidelines.
• Strong interpersonal, communication and influencing skills.

Responsibilities

• Review and approve credit proposals for the Global Corporate Banking portfolio across OCBC footprint markets.
• Identify early warning signals and manage stressed accounts to minimize impairment provisions.
• Identify emerging risks and initiate mitigation strategies.
• Prepare portfolio reports for senior management highlighting concerns and opportunities.
• Collaborate on credit policy, risk rating models and credit framework with Group Risk Management.
• Contribute to divisional and cross-functional projects related to credit risk and Basel.

Skills

Credit risk evaluation

Credit structuring

Risk management

Interpersonal skills

Communication

Job description

Who We Are

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

Role Responsibilities

• Review and approve credit proposals for the Global Corporate Banking portfolio including specialized finance transactions for Real Estate Finance, Project Finance, Shipping & Aviation Finance, Leveraged Acquisition Finance etc. across OCBC footprint markets.
• Work with Businesses to identify early warning signals and manage stressed accounts to minimize impairment provisions on the portfolio.
• Identify emerging risks in the portfolio, geography or industry sectors through portfolio management strategies and initiate mitigation strategies.
• Collaborate with key business partners to prepare insightful portfolio reports for senior management, highlighting areas of concerns and opportunities.
• Represent the Corporate Banking department on divisional and cross functional projects relating to credit risk, Basel, credit process improvements etc.
• Collaborate with Group Risk Management on credit policy, risk rating models and credit framework in support of specific requirements of Global Corporate Banking business.
• Banking and credit experience of at least 20yrs+ of credit expertise across multiple sectors i.e. Real Estate, PF, Corporate lending and in matching geographies to OCBC footprint.
• Strong skills in credit risk evaluation, structuring and risk management.
• Strong understanding of the global corporate banking business.
• Good knowledge of risk management principles and regulatory guidelines.
• Strong interpersonal, communication and influencing skills.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Equal opportunity.
• Fair employment.
• Selection based on ability and fit with our culture and values.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.