Life & Health Underwriter — Risk & Decision Expert

Prudential Assurance Company Singapore; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

Prudential Assurance Company Singapore is seeking a dedicated Life and Health Underwriter to assess medical and financial risks of applicants for life and health policies, coordinating with internal and external stakeholders. You will make decisions within your authority, review complex cases, process end-to-end requests, and support Financial Consultants on underwriting matters.

The role involves face-to-face interactions with the sales team at PruBusiness Centres on New Business matters and

Qualifications

• Minimum 3 years of life and health underwriting experience.
• ACII, ANZIIF, ALU or LOMA professional qualification.
• Degree in Nursing or Biomedical Science/Engineering.

Responsibilities

• Assess medical and financial risks of applicants for life and health insurance policies
• Make decisions, within the given authority, that are consistent with underwriting standards and compatible with market trends
• Review cases with complex medical conditions and multiple risk factors
• Process a customer request end to end
• Provide support and services to Financial Consultants on matters relating to underwriting
• Face to face service interaction with the sales team at PruBusiness Centres on New Business matter
• Be involved in ad hoc projects

Skills

Medical knowledge

Insurance regulations

Customer focus

Problem solving

Project management

Education

ACII/ANZIIF/ALU/LOMA

Degree in Nursing or Biomedical Science/Engineering

Tools

MS Office

Job description

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Job Profile Summary

In this role, you will assess medical and financial risks of applicants for life and health insurance policies. As part of this dynamic role, you will work closely with internal and external stakeholders to evaluate the risk and exposures of potential clients.

Job Description

• Assess medical and financial risks of applicants for life and health insurance policies
• Make decisions, within the given authority, that are consistent with underwriting standards and compatible with market trends
• Review cases with complex medical conditions and multiple risk factors
• Process a customer request end to end
• Provide support and services to Financial Consultants on matters relating to underwriting
• Face to face service interaction with the sales team at PruBusiness Centres on New Business matter
• Be involved in ad hoc projects
  
  
  

Who We Are Looking For

Competencies & Personal Traits

• Sound knowledge of medical conditions, insurance laws & regulations
• Good understanding of insurance products
• Customer-oriented, with good interpersonal and communication skills
• Confident in problem solving and decision making
• Possesses project management skills
• Proficient in MS Office
  
  
  

Working Experience

• Minimum 3 years of experience in life and health underwriting.
  
  
  

Professional Qualifications

• ACII, ANZIIF, ALU or LOMA
  
  
  

Education

• Degree in Nursing or Biomedical Science/Engineering
  
  
  

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.