Intern, Working Capital Solutions

ING Hubs Türkiye; Singapore; Presencial; SGD 17.000 - 23.000; Jornada completa

Descripción de la vacante

ING WB Asia Internship Programme 2027 in Singapore invites curious and proactive students to gain hands-on experience in Trade COE, Working Capital Solutions, and Trade Finance. You will assist across the lifecycle of transactions, conduct financial analyses, and contribute to client proposals while developing cross-functional skills in a fast-paced, international environment.

Join a structured onboarding programme with networking opportunities and participation in project showcases, designed to

Formación

• Currently pursuing a relevant degree with strong analytical skills.
• Proficiency in Excel and PowerPoint is preferred.
• Ability to work in a fast-paced, international environment and manage multiple projects.

Responsabilidades

• Assist the Trade COE team in the lifecycle of a new or existing transaction and first drawdown.
• Conduct financial analysis of client statements to inform credit appetite and pricing.
• Analyze receivables portfolios and cash conversion cycles to determine working capital needs.
• Support deal principal in structuring Trade COE solutions to client needs.
• Create presentations to explain proposed solutions to clients.
• Draft commercial green light requests and credit proposals for new programs.
• Assist in drafting legal documentation related to open account trade solutions.
• Provide support in transaction management and annual reviews of programs.

Conocimientos

Analytical thinking

Problem solving

Attention to detail

MS Excel

MS PowerPoint

Teamwork & communication

Educación

Currently pursuing a bachelor's degree

Herramientas

Excel

PowerPoint

Descripción del empleo

Overview

ING WB Asia Internship Programme 2027 At ING, we're redefining what it means to be a bank, and we're looking for students who are curious, proactive, and eager to make a meaningful impact. If you're excited to learn, challenge the status quo, collaborate with diverse teams, and turn ideas into action, our internship programme offers the opportunity to gain hands-on experience, develop your skills, and contribute to an international organisation that values continuous growth and innovation. Department/Function: Transaction Services Team: Working Capital Solutions Internship Period: 6 months ; January - June 2027 About ING Bank We began operating in Singapore in 1987 where we host the regional Asia Pacific headquarters. With over 300 financial experts, we are the largest wholesale banking branch in Asia. ING stands out in the Asia Pacific region because we go a step further for our customers. We look at things from the client’s perspective which allows us to construct tailor-made solutions to fit the needs of every company we serve. This mentality underpins all our client relations and has produced various prestigious awards. Our internship programme offers more than just on-the-job experience. Through structured onboarding, development initiatives, cross-functional networking opportunities, project showcases and an intern alumni community, you\'ll gain valuable exposure, build meaningful connections and develop skills for your future career.

What does the Trade Centre of Expertise Team do in ING?

Transaction Services cover the management and provision of trade and cash solutions to ING’s corporate clients. Trade Finance Services (TFS) and Working Capital Solutions (WCS) are the twin pillars of trade solutions at ING. TFS originates, structures and manages traditional trade products such as letters of credit, documentary collections, bank guarantees and invoice financing, etc. WCS originates, structures and manages (complex) working capital financing solutions (receivables and payables based) typically on a limited or non-recourse basis. Trade COE structures and provides WCS and TFS solutions for our top clients by working closely with our TS Sales colleagues and other stakeholders based in the Europe, Asia Pacific and the Americas, etc.

What will you be doing?

• Assist the Trade COE team in various activities throughout the lifecycle of a new or existing transaction from opportunity inception to execution of first drawdown of program.
• Our interns would be expected to: Conduct financial analysis of client’s financial statements, leading to an internal credit rating used by the bank to determine credit appetite and pricing of programs;
• Analyze receivables portfolios and cash conversion cycles of clients to determine their working capital requirements and identify opportunities;
• Assist the deal principal in structuring and formulation of Trade COE solutions to meet the client needs;
• Create commercial presentations aimed at explaining the proposed solution to clients;
• Assist to draft commercial green light requests and credit proposals for the approval of new programs;
• and Support the deal principal in drafting of the legal documentation – receivables purchase agreements, risk participation agreements, payment service agreements, etc.
• Support the Trade COE team in transactions management of existing programs – funding requests, monitoring of outstanding funded assets and reconciliation at settlements;
• and Support the Trade COE team in annual reviews of existing programs.

What qualities and skills are we looking for?

We are looking for a passionate individual who meets the following criteria: Critically minded, with strong analytical and problem solving skills and an eye for detail Hands-on, willingness to learn and stress resilient Able to work autonomously and on several projects simultaneously A good communicator and team player Proficient in usage of MS Excel and Powerpoint Prior experience in credit and/or financial analysis and financial accounting is a plus

What would you gain from this internship?

An understanding of trade solutions, specifically receivables finance and supply chain finance solutions Operational aspects required in executing transaction banking solutions Financial and credit analysis experience on clients within various industry sectors Basic understanding of legal documentation involved in open account trade solutions

Need more information?

For information on ING Wholesale Bank, visit https://www.ingwb.com/ For information on careers, visit https://www.ing.jobs/Global/Careers.htm

Diversity, Inclusion and Belonging (DIB)

ING’s vision is to unlock our people’s full potential through our inclusive culture where everyone has the opportunity to develop and have impact for our customers and society. To achieve this vision, our policies support diversity, equity, and inclusion. As an equal opportunity employer, we do not tolerate discrimination of any kind with regard to age, gender, gender identity, cultural background, experience, religion, race, ethnicity, disability, family responsibilities, sexual orientation, social origin, or any other status protected by applicable law. If you require any assistance or if we can accommodate you in any way when participating in our application and/or interview process, please email the recruiting contact listed for the relevant position. We will be happy to work with you to ensure a fair and accessible process. Read more about our commitment to diversity, inclusion and belonging here.

We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead. Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do. Here, we’re more than just a workplace – we’re a community of innovators, problem-solvers, and forward-thinkers, dedicated to making a real impact. Whether you’re just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow. Your future at ING starts with one application. Ready to join? We’ve got plenty of opportunities to match your skills and aspirations! Use the filters below the search bar – like location and job type – to help you find the perfect fit. Start exploring now and discover where your next career move could take you!