Financial Advisor

Income Insurance Limited; Singapore; Hybrid; SGD 60,000 - 120,000; Full time

Job summary

Income Insurance Limited in Singapore is seeking a Financial Advisor to provide holistic financial guidance for individuals, families, and businesses. You will conduct needs analyses, recommend insurance and investment products, and support retirement planning while building lasting client relationships.

The role requires strong communication, integrity, and a client-centric approach in a hybrid working environment, with attention to regulatory compliance and ongoing market awareness.

Qualifications

• Strong skills in Financial Planning and Financial Advisory to assess client needs and recommend appropriate solutions.
• Knowledge of Finance, Insurance, savings and wealth management products.
• Understanding Retirement Planning strategies for long-term financial security.
• Academic background in finance, business, economics; CFP/CFA a plus.
• Excellent communication and presentation skills for client relationships.
• High integrity, ethical advice and meticulous documentation.

Responsibilities

• Conduct financial needs analyses for individuals, families, and businesses.
• Recommend suitable insurance and investment products aligned with client goals.
• Assist clients with retirement planning and wealth accumulation strategies.
• Maintain long-term client relationships and review portfolios regularly.
• Stay current with market developments, regulations, and company offerings.
• Collaborate with internal teams and participate in sales & educational initiatives.

Skills

Financial Planning

Financial Advisory

Finance & Investments

Retirement Planning

Interpersonal Skills

Integrity & Ethics

Time Management

Teamwork & Collaboration

English Fluent

Education

Finance/Business/Economics degree

CFP/CFA advantageous

Job description

Company Description

Income Insurance Limited (Income Insurance) is one of Singapore’s leading composite insurers, offering a wide range of life, health, and general insurance solutions. Founded in 1970 to address a social need for accessible insurance, the company continues to focus on serving the protection, savings, and investment needs of individuals, families, and businesses. Its lifestyle-centric and data-driven approach to insurance and financial planning supports innovative solutions that help customers achieve better financial well-being. Income Insurance is also committed to responsible business practices, championing environmental sustainability and stronger communities through initiatives in financial inclusion, youth education, and seniors’ well-being. More information is available at www.income.com.sg.

Role Description

This is a full-time Financial Advisor role based in Singapore with a hybrid work arrangement, combining time in the office with some work-from-home flexibility. The Financial Advisor will provide holistic advice to individuals, families, and businesses on protection, savings, and investment solutions, aligned with their goals and risk profiles. Daily responsibilities include conducting financial needs analyses, recommending suitable insurance and investment products, and supporting clients with retirement planning and wealth accumulation strategies. The role involves maintaining long-term client relationships, reviewing portfolios regularly, and staying current with market developments, regulatory requirements, and company offerings. The Financial Advisor will collaborate with internal teams, participate in sales and educational initiatives, and uphold ethical standards and compliance with all relevant policies and guidelines.

Qualifications

• Strong skills in Financial Planning and Financial Advisory to assess client needs and recommend appropriate solutions.
• Solid foundation in Finance and Investments, including understanding of insurance, savings, and wealth management products.
• Knowledge of Retirement Planning strategies to help clients plan for long-term financial security.
• Relevant academic background in finance, business, economics, or a related field; professional certifications (e.g., CFP, CFA, or equivalent) are an advantage.
• Excellent interpersonal, communication, and presentation skills, with the ability to build trust and long-term client relationships.
• High level of integrity, commitment to ethical advice, and strong attention to detail in documentation and compliance.
• Ability to work independently and as part of a team in a hybrid environment, with good time management and organizational skills.
• Familiarity with Singapore’s financial and regulatory landscape and fluency in English; additional languages are beneficial for engaging diverse clients.