Financial Advisor (Insurance & Wealth Advisory)

STEMGENIC PTE. LTD.; Singapore; On-site; SGD 60,000 - 110,000; Full time

Benefits offered by this job

Commission-based earnings

Structured onboarding

Career progression

Full product suite

Supportive team culture

Job summary

STEMGENIC PTE. LTD. in Singapore is seeking a Financial Advisor to build a personal client portfolio by delivering tailored insurance and wealth protection solutions.

You will manage the full client relationship—from needs analysis and planning to policy servicing and portfolio reviews. The role offers structured onboarding, ongoing product training, and a clear career path with strong earning potential through a competitive commission structure and uncapped growth.

Qualifications

• Minimum Diploma or Degree; finance, business, or related fields preferred.
• CMFAS Modules 5, 8A, 8B, 9, 9A or willingness to obtain within X months of joining.
• Structured training provided; prior advisory or sales experience is an advantage but not required.

Responsibilities

• Conduct comprehensive financial needs analyses for individuals and corporate clients across life, health, and general insurance as well as investment-linked products.
• Recommend and structure insurance and wealth solutions aligned to clients' goals, risk profiles, and life stages.
• Build and manage a personal client portfolio through networking, referrals, and market prospecting.
• Maintain long-term client relationships through regular portfolio reviews, policy servicing, and claims support.
• Stay current on product offerings, market trends, and regulatory requirements across insurance and financial planning.
• Meet or exceed monthly/quarterly production and persistency targets.
• Maintain accurate client records and ensure MAS compliance and internal suitability.

Skills

Communication skills

Interpersonal skills

Relationship building

Education

Diploma or degree in any discipline

CMFAS Modules 5, 8A, 8B, 9, 9A

Job description

The Opportunity

Our client, a leading financial advisory/insurance firm in Singapore, is looking to grow their advisory team with the addition of a Financial Advisor. This is an opportunity to join an established platform with strong brand backing, structured training, and a full product suite, while building an independent client portfolio with significant earning potential.

About the Role

The successful candidate will help individuals and families build financial security through tailored insurance and wealth protection solutions. They will manage the full client relationship - from needs analysis and financial planning to policy servicing and long-term portfolio review - while growing their own book of business through referrals, networking, and proactive prospecting.

Key Responsibilities

• Conduct comprehensive financial needs analyses for individual and corporate clients, covering life, health, and general insurance as well as investment-linked products
• Recommend and structure insurance and wealth solutions aligned to clients' financial goals, risk profiles, and life stages
• Build and manage a personal client portfolio through networking, referrals, and market prospecting
• Maintain long-term client relationships through regular portfolio reviews, policy servicing, and claims support
• Stay current on product offerings, market trends, and regulatory requirements across insurance and financial planning
• Meet or exceed monthly/quarterly production and persistency targets
• Maintain accurate client records and ensure full compliance with MAS regulations and internal suitability requirements

Requirements

• Minimum Diploma or Degree in any discipline; finance, business, or related fields preferred
• CMFAS Modules 5, 8A, 8B, 9, 9A (or willingness to obtain within [X months] of joining)
• Prior experience in financial advisory, insurance, banking, or sales is an advantage but not required - structured training provided for the right candidate
• Excellent communication, interpersonal, and relationship-building skills
• Self-motivated, entrepreneurial mindset with the ability to manage an independent book of business
• Singaporean/PR preferred (or specify work pass eligibility)

What's on Offer

• Competitive commission structure with uncapped earning potential
• Structured onboarding, mentorship, and ongoing product/sales training
• Clear career progression pathway (Associate Senior Advisor Team Leader/Manager)
• Access to a full suite of insurance and wealth management products
• Supportive, collegial team culture