Financial Advisor

Income Insurance Limited; Singapore; Hybrid; SGD 60,000 - 90,000; Full time

Job summary

Income Insurance Limited in Singapore is seeking a Financial Advisor to deliver tailored protection, savings, investment and retirement planning guidance. The role combines in-office and remote work under a hybrid arrangement, with a focus on building long-term client relationships and providing ongoing service.

Responsibilities include conducting financial needs analyses, recommending suitable products, reviewing client portfolios, staying compliant with regulatory developments, and

Qualifications

• Strong skills in financial planning and advisory to design client roadmaps.
• Solid understanding of finance and investments to explain products and trends.
• Experience in retirement planning to structure sustainable income strategies.
• Licensing/certifications in financial advisory or insurance as required by Singapore regulations.
• Excellent analytical and numerical abilities with attention to compliance.
• Clear communication to present complex information empathetically.
• Customer-centric mindset and integrity with sensitive information.
• Ability to work effectively in a hybrid setting.

Responsibilities

• Conduct financial needs analyses and tailor advice on protection, savings, investment, and retirement planning.
• Recommend suitable insurance and investment products to clients.
• Review and monitor client portfolios and provide ongoing service.
• Stay current with market developments and regulatory requirements.
• Prepare compliant documentation and collaborate with internal teams to deliver a high standard of client experience.
• Build long-term relationships through regular follow-ups and educational consultations.

Skills

Financial planning

Investment knowledge

Retirement planning

Analytical/numerical ability

Communication skills

Regulatory/compliance awareness

Hybrid work adaptability

Client relationship building

Education

Financial advisory licensing/certification

Job description

Company Description Income Insurance Limited is one of Singapore’s leading composite insurers, offering life, health, and general insurance solutions to individuals, families, and businesses. Founded in 1970 to address a social need for accessible insurance, the company continues to put people first by focusing on protection, savings, and investment needs. Its lifestyle-centric and data-driven approach to insurance and financial planning enables innovative solutions that support better financial well-being. Income Insurance is also committed to responsible business practices, championing environmental sustainability, financial inclusion, education for youth-in-need, and seniors’ well-being. For more information, please visit www.income.com.sg.

Role Description The Financial Advisor role is a full-time hybrid position based in Singapore, with a combination of in-office and work-from-home arrangements. The Financial Advisor will engage clients to understand their financial goals and risk profiles, and provide tailored advice on protection, savings, investment, and retirement planning solutions. Day-to-day responsibilities include conducting financial needs analyses, recommending suitable insurance and investment products, reviewing and monitoring client portfolios, and ensuring ongoing service and support. The role also involves staying current with market developments and regulatory requirements, preparing clear and compliant documentation, and collaborating with internal teams to deliver a high standard of client experience. The Financial Advisor is expected to build long-term relationships through regular follow-ups, educational consultations, and proactive communication.

Qualifications

• Strong skills in Financial Planning and Financial Advisory to assess client needs and design comprehensive financial roadmaps.
• Solid understanding of Finance and Investments to explain product features, market trends, and risk-return profiles clearly.
• Experience in Retirement Planning to help clients structure sustainable income and protection strategies for later life.
• Relevant professional certifications or licensing in financial advisory or insurance as required by Singapore regulations.
• Excellent analytical, numerical, and problem-solving abilities, with attention to detail and adherence to compliance standards.
• Clear and confident communication skills, with the ability to present complex information in an accessible and empathetic manner.
• Customer-centric mindset, integrity in handling sensitive financial information, and a commitment to long-term client relationships.
• Ability to work effectively in a hybrid setting, manage time independently, and collaborate with cross-functional teams.