Finance Director

WHALET PTE. LTD.; Singapore; On-site; SGD 180,000 - 280,000; Full time

Job summary

Whalet PTE. LTD. in Singapore seeks a Finance Director to own the full finance function for the Singapore entity and international expansion.

This is a hands‑on, high‑impact role bridging regulatory compliance, financial operations, and investor readiness as we prepare for capital raise. Reporting directly to the CEO, you will build accounting, tax, multi‑currency treasury, month‑end close, and external audit processes from the ground up.

Qualifications

• Degree in Accounting/Finance with CA, CPA, ACCA, or equivalent qualification.
• 7-10+ years of progressive finance leadership experience, preferably MAS-regulated entity.
• Strong knowledge of MAS Payment Services Act obligations and e-money safeguards.
• Proven capability in financial modelling and investor due diligence.

Responsibilities

• Own all financial regulatory obligations across MAS, HKMA, and FinCEN entities.
• Build and oversee accounting, tax, multi-currency treasury, month-end close, and external audit processes.
• Develop and maintain the company's financial model and unit economics; build investor data room for due diligence.
• Partner with the CEO on capital allocation, pricing strategy, and banking relationships.

Skills

Financial leadership

Regulatory compliance

Investor due diligence

Financial modelling

Multi-currency treasury

Bilingual English/Mandarin

Education

CA/CPA/ACCA or equivalent

Job description

About the role

Reporting directly to the CEO, the Finance Director will own the complete finance function for the Singapore entity and international expansion. This is a hands‑on, high‑impact role bridging regulatory compliance (MAS/HKMA/FinCEN), financial operations, and investor readiness as we prepare for capital raise.

Key responsibilities

• Own all financial regulatory obligations across MAS, HKMA, and FinCEN entities, including but not limited to capital adequacy monitoring, regulatory returns, and daily e-money safeguarding trust account reconciliation.
• Build and oversee accounting, tax, multi-currency treasury, month‑end close, and external audit processes from the ground up. Implement scalable, audit‑ready financial controls.
• Develop and maintain the company's financial model (unit economics, corridor revenue, runway). Build the investor data room and support the CEO through due diligence and pitch cycles.
• Partner with the CEO on capital allocation, trade settlement pricing strategy, and banking relationship management.

About you

• Degree in Accounting/Finance with CA, CPA, ACCA, or equivalent qualification.
• 7-10+ years of progressive finance leadership, ideally within an MAS‑regulated entity (Payment Institution, Digital Bank, or Fintech).
• Strong knowledge of MAS Payment Services Act obligations, capital adequacy, and e-money safeguarding rules. Multi‑currency/FX settlement knowledge preferred.
• Proven capability in financial modelling, unit economics analysis, and investor due diligence support.
• Singapore‑based with business fluency in English and Mandarin to collaborate effectively across local and Greater China stakeholders.
• Entrepreneurial, execution‑focused, and comfortable building within ambiguity.

About us

Whalet is an MAS‑licensed Major Payment Institution (MPI) providing cross‑border payment infrastructure for business and trade flows across the China‑ASEAN corridor. Headquartered in Singapore with operations in Hong Kong and the US, Whalet is entering a pivotal phase of regulatory expansion, commercial scaling, and capital raising.