Executive Director, Senior Credit Approval - Sponsors

1011 United Overseas Bank Ltd; Singapore; On-site; SGD 250,000 - 450,000; Full time

Job summary

1011 United Overseas Bank Ltd in Singapore seeks a senior risk and credit professional with extensive corporate banking experience to review and approve credit applications across the Wholesale Banking portfolio. You will assess country and sector risks, maintain portfolio oversight, and influence governance standards through cross‑functional collaboration.

The role demands deep credit and risk management knowledge, strong analytical capabilities, and the ability to justify decisions to

Qualifications

• Deep understanding of credit and risk management principles.
• Strong analytical skills with ability to assess complex transactions.
• Ability to articulate and defend credit decisions to internal stakeholders.

Responsibilities

• Independently review and evaluate credit applications and approvals for Large Corporates and Funds clients across Wholesale Banking.
• Provide independent credit recommendations aligned with policy and risk appetite.
• Manage discretionary limits with prudent credit risk principles.
• Stay updated on macroeconomic trends, sector and country risks affecting credit decisions.
• Maintain portfolio oversight and identify early warning signals for timely mitigation.
• Collaborate with internal stakeholders for targeted portfolio reviews and governance improvements.
• Support enhancement of credit processes and governance standards as needed.

Skills

Credit risk expertise

Analytical thinking

Decision articulation

Attention to detail

Stakeholder collaboration

Education

Bachelor's degree or higher

Job description

1011 United Overseas Bank Ltd in Singapore seeks a senior risk and credit professional with extensive corporate banking experience to review and approve credit applications across the Wholesale Banking portfolio. You will assess country and sector risks, maintain portfolio oversight, and influence governance standards through cross‑functional collaboration.

The role demands deep credit and risk management knowledge, strong analytical capabilities, and the ability to justify decisions to