Director - Regulatory Compliance & Deputy MLRO - Singapore

Nium; Singapore; Hybrid; SGD 180,000 - 260,000; Full time

Benefits offered by this job

Competitive compensation

Medical coverage

Hybrid work arrangement (3 days in the

office

Job summary

Nium, a leading global B2B payments platform, is seeking an senior Compliance & AML professional to oversee and enhance its AML/CFT program across the Singapore operation. You will manage risk assessments, client due diligence, and regulatory reporting while driving scalable improvements across end-to-end compliance processes.

With 10+ years in regulated environments and strong KYC/KYB expertise, you will collaborate with MLRO, regulators, and cross-functional teams to ensure robust compliance

Qualifications

• Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime.
• Fluency in English and excellent communication with regulators and partners.
• Ability to design and implement scalable compliance processes.

Responsibilities

• Support the MLRO in overseeing and enhancing the AML/CFT program.
• Conduct risk assessments and maintain regulatory documentation.
• Provide compliance advisory for new products, business models and use cases.
• Drive improvements across end-to-end compliance operations via automation and tech.
• Ensure client due diligence requests are resolved within agreed timeframes.
• Perform periodic AML reviews and escalate adverse risk factors.
• Review and resolve transaction monitoring and name-screening alerts promptly.
• Prepare and submit STRs as required.
• Ensure timely MAS regulatory and AML/CFT reporting to authorities.
• Prepare compliance reports for senior management and committees.

Skills

AML/CFT

KYC/KYB

Regulatory reporting

Sanctions

Financial crime

Stakeholder mgmt

Job description

Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.

Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.

It is an incredible time to join us, and we are only just getting started.

Our payout network spans 190+ countries and 100 currencies, with 100+ corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.

In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.

Key Responsibilities

• Support the MLRO in overseeing and enhancing the company's AML/CFT program
• Conduct risk assessments and maintain key regulatory documentation, including the Key Regulatory Obligations Register, Compliance policies, and AML/CFT frameworks.
• Provide compliance and AML/CFT advisory support for new products, business models, and use cases.
• Drive improvements and efficiencies across end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions.
• Ensure all Client Due Diligence requests and activities, including review of clients’ profile, risk rating, name screening, verification of documentations during the clients' lifecycle are resolved within agreed timeframes, and any issues or bottlenecks that arise are escalated in a timely manner.
• Perform periodic, trigger-based, and ad hoc AML reviews, ensuring adverse news and elevated risk factors are appropriately identified and escalated.
• Review and resolve transaction monitoring and name-screening alerts in a timely manner.
• Prepare and submit Suspicious Transaction Reports (STRs) as required.
• Ensure accurate and timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore (MAS).
• Prepare compliance reports for senior management and Compliance Committees.

Requirements

• Minimum 10 years’ experience in compliance roles within regulated environments.
• Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime.
• Solid understanding of the Payments and Fintech industry.
• Prior experience in payments or fintech strongly preferred.
• ACAMS and/or ICA certification preferred.
• Strong analytical and problem-solving skills, with the ability to design and implement scalable solutions.
• Demonstrated accountability, sound judgment, and a proactive, positive approach.
• Ability to identify inefficiencies, challenge the status quo, and drive sustainable process improvements.
• Proven ability to prioritise effectively and meet deadlines in a fast-paced environment.
• Excellent stakeholder management and communication skills.
• Commitment to continuous learning and staying current with global regulatory developments.
• Fluency in English.

What We Offer At Nium

• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
• We Care for Our Employees: The wellness of Nium'sers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office).
• We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
• We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
• We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.