Data Analyst, Payments

United States Digital Space LLC; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

United States Digital Space LLC is seeking a Payments Operations role in Singapore to optimize the company’s global network cost base and billing models. You will interpret complex cost structures and translate network specifications into actionable instructions for fee calculations, working across engineering, finance, and partnerships.

The ideal candidate has 4+ years in Payments, strong SQL skills, and proven ability to drive cost-saving opportunities while communicating clearly with

Qualifications

• 4+ years of Payments experience in a leading technology or payments company.
• Ability to write SQL to query relational databases.
• Experience communicating with technical and non-technical teams across stakeholders.

Responsibilities

• Collaborate across engineering, finance, partnerships, product, and accounting to analyze billions of dollars flowing through the platform.
• Translate network cost specifications into billing models for fees (interchange and scheme).
• Influence product strategy to minimize network costs.
• Partner with Product, Engineering, and Finance to implement cost-saving opportunities and explain cost trends.
• Monitor and validate fee accuracy and alert when issues arise.
• Create fee explainability for internal and external stakeholders and train teams.

Skills

Cross-functional collaboration

Financial modeling

Data analysis

Tools

SQL

Job description

Who we are

About the company

the company is a financial infrastructure platform for businesses. Millions of companies-from the world's largest enterprises to the most ambitious startups-use the company to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The Payments organization owns some of the company's most critical payment flows and a platform that processes hundreds of billions of dollars in payments a year. Our team is responsible for translating complex partner specifications related to network costs (interchange and scheme fees) into simplified logic for internal and external consumption. This also drives decisions and product recommendations to manage the underlying network costs paid by the company and our users. The team partners closely with the engineering, product, finance, and partnership groups to manage and understand the company's network costs.

Our work is core to the company's business, as Technical Operations roles in Payments are a dynamic and key component of the company's success. We sit at the intersection of product and platform engineers and financial partners, connecting them to ensure that everyone thrives and nothing is lost in translation.

What you’ll do

We're looking to add payment enthusiasts who enjoy interpreting complex cost structures and ever-changing payment network systems to optimize on behalf of the company and our users. You'll be instrumental in building the company's approach to managing our global network cost base.

Responsibilities

• Collaborate across the company, including engineering, accounting, financial partnerships, and product teams, to analyze billions of dollars moving through the the company platform
• Translate network specifications into implementation instructions to create billing models for new and revised fees (both scheme and interchange)
• Influence product strategy to minimize network costs
• Collaborate with Product, Engineering, and Finance to implement cost-saving opportunities, prioritize investment, and explain cost and margin trends
• Monitor and maintain the accuracy of the fees through validation and alerting
• Create fee explainability to internal and external stakeholders and host education sessions for internal teams to scale knowledge
• Introduce data and process efficiencies to meet the scale and speed of the company. Identify and automate inefficient operational processes to reduce manual workloads, and scale our network cost operation by driving the design, documentation, and training of operational processes to leverage partner relationships

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• Have 4+ years of experience in Payments at a leading technology or payments company, with the ability to write SQL to query relational databases
• Have experience managing communications and workflows with technical and non-technical teams across internal and external stakeholders
• Have experience navigating the nuanced complexity of financial systems and solving large-scale, technical challenges
• Have strong financial modeling and diagnostic skills to investigate, prioritize, and identify the root cause of issues
• Have experience managing multiple, concurrent work streams, identifying and triaging technical issues, and driving solutions with clear metrics to show impact

Preferred qualifications

• Experience working in fast-paced environments (e.g., high-growth fintech or tech company, management consulting)
• Experience mentoring junior team members in technical skill development, operational strategy, and problem solving
• Experience working with PM, Engineers, finance team, or accounting team
• Experience handling tickets and adhering to operational targets and metrics Experience with visualization tools