Data Analyst, Payments

Monograph; Singapore; On-site; SGD 96,000 - 144,000; Full time

Job summary

Stripe in Singapore is seeking a Payments Cost Analyst to optimize the global network cost base and translate network specs into billing models. You will collaborate across engineering, finance, and partnerships to implement cost-saving initiatives and monitor fee accuracy.

The role emphasizes data-driven decision making, financial modeling, and guiding product strategy to reduce costs while maintaining service quality. Office-based in Singapore with local market requirements.

Qualifications

• Have 4+ years of experience in Payments at a leading technology or payments company, with the ability to write SQL to query relational databases.
• Have experience managing communications and workflows with technical and non-technical teams across internal and external stakeholders.
• Have experience navigating the nuanced complexity of financial systems and solving large-scale, technical challenges.
• Have strong financial modeling and diagnostic skills to investigate, prioritize, and identify the root cause of issues.
• Have experience managing multiple, concurrent work streams, identifying and triaging technical issues, and driving solutions with clear metrics to show impact.

Responsibilities

• Collaborate across engineering, accounting, financial partnerships, and product teams, to analyze billions of dollars moving through the Stripe platform.
• Translate network specifications into implementation instructions to create billing models for new and revised fees (both scheme and interchange).
• Influence product strategy to minimize network costs.
• Collaborate with Product, Engineering, and Finance to implement cost-saving opportunities, prioritize investment, and explain cost and margin trends.
• Monitor and maintain the accuracy of the fees through validation and alerting.
• Create fee explainability to internal and external stakeholders and host education sessions for internal teams to scale knowledge.
• Introduce data and process efficiencies to meet the scale and speed of Stripe, and drive the design and training of operational processes to leverage partner relationships.

Skills

SQL

Stakeholder management

Financial modeling

Program management

Financial systems

Tools

Visualization tools

Job description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The Payments organization owns some of Stripe's most critical payment flows and a platform that processes hundreds of billions of dollars in payments a year. Our team is responsible for translating complex partner specifications related to network costs (interchange and scheme fees) into simplified logic for internal and external consumption. This also drives decisions and product recommendations to manage the underlying network costs paid by Stripe and our users. The team partners closely with the engineering, product, finance, and partnership groups to manage and understand Stripe's network costs.

Our work is core to Stripe's business, as Technical Operations roles in Payments are a dynamic and key component of Stripe's success. We sit at the intersection of product and platform engineers and financial partners, connecting them to ensure that everyone thrives and nothing is lost in translation.

What you'll do

We're looking to add payment enthusiasts who enjoy interpreting complex cost structures and ever-changing payment network systems to optimize on behalf of Stripe and our users. You'll be instrumental in building Stripe's approach to managing our global network cost base.

Responsibilities

• Collaborate across the company, including engineering, accounting, financial partnerships, and product teams, to analyze billions of dollars moving through the Stripe platform
• Translate network specifications into implementation instructions to create billing models for new and revised fees (both scheme and interchange)
• Influence product strategy to minimize network costs
• Collaborate with Product, Engineering, and Finance to implement cost-saving opportunities, prioritize investment, and explain cost and margin trends
• Monitor and maintain the accuracy of the fees through validation and alerting
• Create fee explainability to internal and external stakeholders and host education sessions for internal teams to scale knowledge
• Introduce data and process efficiencies to meet the scale and speed of Stripe. Identify and automate inefficient operational processes to reduce manual workloads, and scale our network cost operation by driving the design, documentation, and training of operational processes to leverage partner relationships

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• Have 4+ years of experience in Payments at a leading technology or payments company, with the ability to write SQL to query relational databases
• Have experience managing communications and workflows with technical and non-technical teams across internal and external stakeholders
• Have experience navigating the nuanced complexity of financial systems and solving large-scale, technical challenges
• Have strong financial modeling and diagnostic skills to investigate, prioritize, and identify the root cause of issues
• Have experience managing multiple, concurrent work streams, identifying and triaging technical issues, and driving solutions with clear metrics to show impact

Preferred qualifications

• Experience working in fast-paced environments (e.g., high-growth fintech or tech company, management consulting)
• Experience mentoring junior team members in technical skill development, operational strategy, and problem solving
• Experience working with PM, Engineers, finance team, or accounting team
• Experience handling tickets and adhering to operational targets and metrics
• Experience with visualization tools

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in Stripe Delivery Center roles in Mexico City, Mexico, Bengaluru, India, and Dublin, Ireland work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

The annual salary range for this role in the primary location is S$96,000 - S$144,000. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

Office locations

Singapore

Team

Payments

Job type

Full time