Credit Risk Policy & Stress Testing Lead

Capita Singapore (PERSOL Singapore); Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Capita Singapore (PERSOL Singapore) is seeking a Credit Risk Management Specialist to shape credit policy and reinforce risk management frameworks in a dynamic team. You will formulate policies, prepare reports for senior management and regulators, and develop stress testing methodologies including IFRS 9 ECL, while addressing environmental risk in line with regulatory standards.

The role requires a Bachelor's degree and at least 3 years' experience, with strong communication and independent

Qualifications

• Bachelor's degree in Economics, Finance, or Accountancy.
• Strong analytical and quantitative techniques.
• Experience in credit risk management in large regional or global institutions.
• Excellent verbal communication and stakeholder interaction.
• Proactive, detail-oriented with strong risk awareness.
• Ability to manage multiple priorities independently.

Responsibilities

• Formulate and maintain credit policies and procedures while monitoring compliance.
• Prepare regular portfolio reports for senior management, risk committees, and regulators, identifying emerging risks and concentration trends.
• Develop and maintain methodologies for credit stress testing and execute internal and regulatory stress testing exercises.
• Enhance Expected Credit Loss (ECL) models in accordance with IFRS 9 and conduct ECL calculation exercises.
• Establish and maintain an environmental risk management framework aligned with regulatory requirements and industry best practices, including climate stress testing and scenario analysis.
• Undertake additional tasks as assigned by the Head of Department.

Skills

Analytical skills

Quantitative analysis

Verbal communication

Interpersonal skills

Risk awareness

Independent work

Education

Bachelor's degree in Economics/Finance/Accountancy

Job description

Capita Singapore (PERSOL Singapore) is seeking a Credit Risk Management Specialist to shape credit policy and reinforce risk management frameworks in a dynamic team. You will formulate policies, prepare reports for senior management and regulators, and develop stress testing methodologies including IFRS 9 ECL, while addressing environmental risk in line with regulatory standards.

The role requires a Bachelor's degree and at least 3 years' experience, with strong communication and independent