Credit Risk Analytics Analyst

Monee; Singapore; On-site; SGD 48,000 - 68,000; Full time

Job summary

Monee in Singapore is seeking a junior analytics associate to monitor and analyze the performance of existing portfolios, track delinquency trends, early warning indicators, and credit quality metrics to support risk decisions.

You will translate data into actionable insights, collaborate with Operations and Product teams, assist in policy updates, prepare risk dashboards and management summaries, and participate in portfolio reviews and regulatory reporting.

Qualifications

• Bachelor's degree or above in a quantitative field with graduation by July 2027 and joining August 2027
• Proficiency in SQL and Python, with the ability to translate data into actionable insights
• Prior internship/full-time/part-time experience in operations analytics, data analytics, or related field is a plus
• Comfortable with ambiguity while steering analytics projects toward clear business goals
• Excellent analytical thinking and solid experience in data management
• Strong attention to details and ability to notice discrepancies in data
• Ability to clearly communicate complex results to technical experts, business partners, and executives

Responsibilities

• Monitor and analyze the performance of existing portfolios, including delinquency trends and credit quality metrics
• Identify emerging risks within the portfolio and provide actionable insights to mitigate potential losses
• Support the assessment and optimization of portfolio-level credit strategies aligned with regional credit risk policies
• Assist in developing recommendations for local credit risk policy updates based on regional guidance
• Prepare portfolio reports, risk dashboards, and management summaries to support senior leadership decision-making
• Collaborate with Operations and Product teams to ensure consistent application of credit policies and effective risk controls
• Participate in periodic portfolio reviews, stress testing, and credit risk assessment exercises
• Provide analytical support for regulatory reporting, audits, and internal governance requirements

Skills

Analytical thinking

Attention to detail

Communication

Ambiguity management

Education

Bachelor's degree or above in Quantitative Finance / Statistics / Computer Science / Business Analytics / Data Science

Tools

SQL

Python

Job description

Monee in Singapore is seeking a junior analytics associate to monitor and analyze the performance of existing portfolios, track delinquency trends, early warning indicators, and credit quality metrics to support risk decisions.

You will translate data into actionable insights, collaborate with Operations and Product teams, assist in policy updates, prepare risk dashboards and management summaries, and participate in portfolio reviews and regulatory reporting.