Credit Reviewer

uobgroup; Singapore; On-site; SGD 56,000 - 89,000; Full time

Job summary

United Overseas Bank Limited (UOB) in Singapore is seeking a Credit Reviewer to assess mortgage applications, verify documentation and ensure compliance with credit policies. You will liaise with Sales, mortgage relations staff and Credit Operation to address discrepancies and support sound credit decisions.

The ideal candidate has 1–2 years of banking experience, strong Excel/PowerPoint skills, and a good grasp of real estate and mortgage regulations.

Qualifications

• Minimum 1–2 years banking experience, preferably mortgages.
• Proficient in Excel and PowerPoint.
• Knowledge of real estate and mortgage regulations.
• Strong analytical and communication skills.

Responsibilities

• Prepare, review, analyze and make recommendations for mortgage applications.
• Liaise with stakeholders for documentation and rectifications.
• Compliance and documentation checks on mortgage applications.
• Review property valuation reports.
• Credit evaluation and post-disbursement follow-up.

Skills

Mortgage applications review

Credit analysis

Excel

PowerPoint

Education

Bachelor degree

Tools

Microsoft Office

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

The Credit Review (Retail) function is responsible for performing comprehensive credit assessments and documentation verification for retail mortgage application. This includes evaluating borrower-provided information, publicly available data, and the lender's assessment of the borrower's credit requirements and repayment capacity. Reviews are conducted in alignment with regulatory guidelines and the Bank's internal credit policies to ensure sound credit decisioning and risk management.

Job Description for Credit Reviewer

• Prepare, review, analyze and make recommendations for mortgage applications (including new, restructures and others)
• Liaise with stakeholders (including Sales staff, mortgage relations staff, Credit Operation staff) for documentations and rectifications.
• Compliance and documentation checks on mortgage applications
• Review property valuation reports
• Credit evaluation and follow up on post disbursement issues, other miscellaneous requests.

Qualifications/requirements

• Minimum 1-2 years of banking experience (preferably in mortgages)
• Aptitude in software programs and well verse in Microsoft programs especially Excel and PowerPoint
• Knowledgeable in real estate industry, real estate current affairs and economic outlook
• Conversant in real estate and mortgage loans regulations
• Good credit analytical skills, meticulous and attentive to details
• Good written and verbal communication skills
• Good attitude and interpersonal skills, able to interact professionally and manage objections effectively
• Able to work independently, fast learner and able to work as a team.

Additional Requirements

• University-Bachelor, - Prepare, review, analyze and make recommendations for mortgage applications (including new, restructures and others)
• - Liaise with stakeholders (including Sales staff, mortgage relations staff, Credit Operation staff) for documentations and rectifications.
• - Compliance and documentation checks on mortgage applications
• - Review property valuation reports
• - Credit evaluation and follow up on post disbursement issues, other miscellaneous requests.

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.