Credit Operations (Banking)

REVUP CONSULTING PTE. LTD.; Singapore; On-site; SGD 50,000 - 85,000; Full time

Job summary

Our client in the banking sector is seeking a Credit Operations Executive / Senior Executive to manage bilateral and syndicated loan activities, document review, and collateral administration. The role involves ensuring timely drawdowns, repayments, and fee collections, while maintaining strict compliance with credit terms and internal controls.

The ideal candidate has a finance or banking background with 2–6 years in credit/loan operations, familiarity with SWIFT, and strong analytical skills

Qualifications

• Bachelor's degree in Finance, Business, Banking, or related discipline.
• 2–6 years of Credit Operations, Loan Operations, or Middle Office experience within a bank.
• Familiarity with loan servicing systems, SWIFT, and banking operations processes.

Responsibilities

• Process and administer bilateral and syndicated loan transactions, ensuring timely drawdowns, repayments, rollovers, interest payments, and fee collections.
• Prepare and review loan documentation, facility set-up, limit maintenance, and account maintenance in accordance with approved credit terms.
• Monitor loan covenants, facility conditions, and documentation requirements to ensure compliance with internal policies and regulatory standards.
• Process credit-related transactions, including amendments, renewals, disbursements, and settlements.
• Perform daily reconciliations, investigate operational exceptions, and resolve discrepancies in a timely manner.
• Liaise with Relationship Managers, Credit Risk, Legal, Finance, and external agents to support smooth loan operations.
• Ensure compliance with internal controls, regulatory requirements, and operational risk policies.
• Support regulatory reporting, internal and external audits, and system enhancement initiatives.

Skills

Credit operations

Loan operations

Analytical skills

Education

Bachelor's degree in Finance, Business, Banking, or related

Tools

SWIFT

Job description

Credit Operations Executive / Senior Executive

Our client, a well-established bank is seeking to fill the role of credit operations.

Job Description

• Process and administer bilateral and syndicated loan transactions, ensuring timely drawdowns, repayments, rollovers, interest payments, and fee collections.
• Prepare and review loan documentation, facility set-up, limit maintenance, and account maintenance in accordance with approved credit terms.
• Monitor loan covenants, facility conditions, and documentation requirements to ensure compliance with internal policies and regulatory standards.
• Process credit-related transactions, including amendments, renewals, disbursements, and settlements.
• Perform daily reconciliations, investigate operational exceptions, and resolve discrepancies in a timely manner.
• Liaise with Relationship Managers, Credit Risk, Legal, Finance, and external agents to support smooth loan operations.
• Ensure compliance with internal controls, regulatory requirements, and operational risk policies.
• Support regulatory reporting, internal and external audits, and system enhancement initiatives.

Requirements

• Bachelor's Degree in Finance, Business, Banking, or a related discipline.
• 2-6 years of Credit Operations, Loan Operations, or Middle Office experience within a bank.
• Strong knowledge of corporate lending products, syndicated loans, loan documentation, and credit administration.
• Familiarity with loan servicing systems, SWIFT, and banking operations processes.
• Strong analytical skills with excellent attention to detail and problem-solving abilities.
• Ability to work independently and manage multiple priorities in a fast-paced environment.