Credit Officer/Specialist

RecruiterPal; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

YTL PowerSeraya Pte. Limited, a leading energy group in Singapore, seeks a dedicated professional to join Arrears Management and Policy Compliance.

You will monitor credit positions, liaise with customers and internal stakeholders, and help improve cash flow while ensuring policy alignment. The role also focuses on Digitalisation and Transformation, driving process streamlining, documenting processes, supporting automation projects, and aiding new products and BAU enhancements for finance and

Qualifications

• Diploma or degree in business, accounting, finance, or related field.
• Strong organizational, analytical, and systematic thinking.
• Excellent communication and negotiation skills.
• Experience with data management and automation tools (Excel, Power BI, Power Automate, RPA).
• Able to work independently and in project teams.
• Experience with CRM systems.
• Fast learner with ability to apply new knowledge to improve output quality.
• Strong interpersonal skills to build stakeholder relationships.

Responsibilities

• Arrears management and collateral management per credit policies.
• Liaise with customers and internal stakeholders on collections, disputes, and payment setup.
• Prepare aging reports and financial health assessments for management.
• Drive digitalisation and transformation through process improvement and automation projects.
• Support new product delivery and BAU enhancements for finance/credit workflows.

Skills

Data management

Automation tools

MS Excel

Power BI

Power Automate

RPA

CRM experience

Analytical thinking

Communication skills

Teamwork

Education

Diploma/Degree in Business, Accounting, Finance

Tools

MS Excel

Power BI

Power Automate

RPA

CRM systems

Job description

• Bachelor's Degree or equivalent | Diploma
• Onsite

About Us

YTL PowerSeraya Pte. Limited, a wholly owned subsidiary of YTL Power International Berhad, is in the business of producing, wholesaling, trading and retailing of energy; with a primary focus on electricity. As an established player in Singapore's energy sector, it supplies the country's energy needs through its multi-utilities platform. With a licensed generation capacity of 3,100 MW*, it is one of Singapore's largest electricity generators.

The YTL PowerSeraya Group has three subsidiaries: the retail arm under the Geneco brand provides electricity price plans and energy solutions to homes and businesses, PetroSeraya is the fuel management arm of the Group, and Taser Power which operates Taser Power Plant.

Besides being a Plaque of Commendation (GOLD) awardee at the National Trade Union Congress's May Day Awards 2023, YTL PowerSeraya has adopted four Tripartite Standards under the Tripartite Alliance for Fair and Progressive Employment Practices, and has committed to be a fair and progressive employer. To find out more about the organisation, please visit ytlpowerseraya.com.

*As at 4 February 2026, our registered generating capacity with EMA is 2,487 MW.

Job Description

Arrears Management and Policy Compliance

• Part of a team responsible for arrears management and collateral management in accordance to Credit policies and procedures, monitoring and reporting credit positions to mitigate financial exposure, reduce bad debts and improve cash flow.
• Include, but not limited to, liaising with customers and various internal stakeholders on collection matters, recurring payment set-up, dispute handling, analysing and reporting arrears data, monitoring security deposit positions, identifying policy exceptions, handling high risk accounts, and managing provision for bad debts.
• Ensure aging positions and bad debts are kept within acceptable levels.
• Prepare aging reports and analysis (e.g. customer financial health assessment) that supports management oversight and decision-making.

Digitalisation and Transformation

• Drive operational excellence through process streamlining and digitalisation:
  • Understand process and system flows, identify gaps and opportunities to support growth towards more efficient and intuitive work flows and data flows, with time efficiency gains as one of the targeted outcomes
  • Document and update business process maps and training materials for knowledge transfer
  • Support system enhancement and automation projects, which may include developing user requirements and participating in user acceptance tests
  • Support the delivery and implementation of new products and BAU enhancements requested by the business (for finance/credit work flows)

Qualifications

• Diploma/Degree in Business, Accounting, Finance, or related discipline
• Well-organised, analytical and systematic thought process
• Strong communication and negotiation skills
• Comfortable with data management and automation tools, including advanced MS Excel, Power BI, Power Automate, RPA, etc
• Able to work both independently and in project teams
• Working experience of Customer Relationship Management (CRM) systems
• Keen and agile learner who is able to apply new knowledge to improve work output efficiency and quality
• Strong interpersonal skills - able to effectively develop and maintain healthy working relationships with various stakeholders of the business unit eco system

At YTL PowerSeraya, our people are driven to shape their career and future, and we pave the way to help them get to where they want to be. We seek to develop our people and help transform their potential into performance. Join our team and work with people who are as passionate in shaping the future as you are.