Credit Analyst

Gunvor Singapore Pte Ltd; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

Gunvor Singapore Pte Ltd is seeking a Credit Analyst based in Singapore to join the local credit team. You will analyze and report on external and internal credit information, provide credit assessments and recommendations, and support negotiations of credit-related matters with counterparties.

The role requires 5+ years of relevant experience, preferably in energy commodities trading, and familiarity with ISDA/CSA/MSPA master agreements.

Qualifications

• 5+ years of experience as a Credit Analyst; energy commodities trading experience preferred.
• Experience with Master Agreements such as ISDA, CSA or MSPA used in commodities trading.
• Strong Excel, Access and database skills.
• Fluency in English; Mandarin would be beneficial for stakeholder communication.

Responsibilities

• Proactively monitor and manage a portfolio of mainly Asian counterparties with regards to credit exposures, potential future exposures and changes in credit quality.
• Day-to-day trade approvals under existing limits and a local delegated authority.
• Ensure compliance with Centalion Credit Policies and Procedures.
• Financial analysis of counterparties and preparation of credit reviews for Credit Committee
• Evaluate and help structuring complex multi-commodity and/ or long-term transactions.
• Support negotiations and administration of credit agreements and other master trading agreements.
• Maintain relationships with Clients, Counterparts, Financial Institutions and other stakeholders.
• Ad hoc duties as assigned by the manager.

Skills

Credit analysis

Financial statement analysis

English communication

Mandarin (beneficial)

Analytical thinking

Education

Bachelor's degree in Finance, Economics or Business Administration

Tools

Excel

Access

Databases

Job description

Job Title: Credit Analyst

Contract Type: Permanent

Time Type: Full time

Job Description:

The Credit Analyst, based in Singapore, serves as the local representative of the Credit team and reports to the Regional Head of Credit APAC. Working closely with the legal, compliance, middle office, and front office teams across Singapore and Centalion's global offices, the role is responsible for analyzing and reporting both external and internal credit information. Through qualitative and quantitative analysis, the Credit Analyst provides credit assessments, advice, and recommendations to support business decision-making. The role also supports the negotiation of credit-related matters and legal documentation with external counterparties.

Main Responsibilities

• Proactively monitor and manage a portfolio of mainly Asian counterparties with regards to credit exposures, potential future exposures and changes in credit quality.
• Day-to-day trade approvals under existing limits and a local delegated authority.
• Ensure compliance with Centalion Credit Policies and Procedures.
• Financial analysis of counterparties and preparation of credit reviews for Credit Committee
• Evaluate and help structuring complex multi-commodity and/ or long-term transactions.
• Support negotiations and administration of credit agreements and other master trading agreements.
• Maintain relationships with Clients, Counterparts, Financial Institutions and other stakeholders.
• Ad hoc duties as assigned by the manager.

Education

• Ideally, Bachelor’s degree with a major in Finance, Economics or Business Administration

Experience

• A total of 5+ years relevant experience as Credit Analyst
• Previous experience in the Energy Commodities Trading market, particularly power and gas
• Experience with Master Agreements such as ISDA, CSA or MSPA that are used in the Commodities Trading market.
• Strong Excel, Access and database skills.
• Ideally Corporate Banking credit experience
• Strong written and verbal communication skills in English are required. Proficiency in Mandarin would be beneficial to support business communications with Mandarin-speaking stakeholders. Other language skills are an asset.

Other Attributes

• Strong verbal and written communicator
• Excellent analytical (including evaluation of financial statements), organizational and communication skills
• Demonstrate and inspire integrity and professionalism
• Can do attitude / driven, self-motivated and goal orientated
• Good Problem-solving attitude and ability to think critically to manage challenges in complex situations
• Team player; able to build relationships across the group
• Willingness to travel for counterparty and project visits

Our people make all the difference in our success.