Credit Analyst

Centalion; Singapore; On-site; SGD 90,000 - 140,000; Full time

Job summary

Gunvor seeks a Credit Analyst based in Singapore to act as the local representative of the Credit team, reporting to the Regional Head of Credit APAC. You will analyze credit data, provide assessments, and advise on business decisions while supporting negotiations of credit terms and legal documents with counterparties.

The role involves monitoring a portfolio of Asian counterparties, facilitating credit approvals, and ensuring alignment with Gunvor's credit policies.

Qualifications

• 5+ years of experience as a Credit Analyst.
• Experience in Energy Commodities trading, especially power and gas.
• Familiarity with ISDA, CSA or MSPA master agreements.
• Strong Excel and Access skills; solid database ability.
• English communication required; Mandarin is a plus.

Responsibilities

• Monitor and manage a portfolio of Asian counterparties for credit exposure.
• Approve trades under local limits and delegated authority.
• Ensure compliance with Credit Policies and Procedures.
• Prepare credit reviews for the Credit Committee.
• Evaluate and structure complex multi-commodity transactions.
• Support negotiations and administration of credit agreements.
• Maintain relationships with clients, counterparties, and financial institutions.
• Perform ad hoc duties as assigned by the manager.

Skills

Credit analysis

Energy commodities

ISDA familiarity

Excel & Access

English proficiency

Mandarin beneficial

Education

Bachelor's degree in Finance, Economics or Business Administration

Job description

Job Description

The Credit Analyst, based in Singapore, serves as the local representative of the Credit team and reports to the Regional Head of Credit APAC. Working closely with the legal, compliance, middle office, and front office teams across Singapore and Gunvor's global offices, the role is responsible for analyzing and reporting both external and internal credit information. Through qualitative and quantitative analysis, the Credit Analyst provides credit assessments, advice, and recommendations to support business decision-making. The role also supports the negotiation of credit-related matters and legal documentation with external counterparties.

Job Title

Credit Analyst

Contract Type

Permanent

Time Type

Full time

Main Responsibilities

• Proactively monitor and manage a portfolio of mainly Asian counterparties with regards to credit exposures, potential future exposures and changes in credit quality.
• Day-to-day trade approvals under existing limits and a local delegated authority.
• Ensure compliance with Gunvor Credit Policies and Procedures.
• Financial analysis of counterparties and preparation of credit reviews for Credit Committee
• Evaluate and help structuring complex multi-commodity and/ or long-term transactions.
• Support negotiations and administration of credit agreements and other master trading agreements.
• Maintain relationships with Clients, Counterparts, Financial Institutions and other stakeholders.
• Ad hoc duties as assigned by the manager.

Education

• Ideally, Bachelor's degree with a major in Finance, Economics or Business Administration

Experience

• A total of 5+ years relevant experience as Credit Analyst
• Previous experience in the Energy Commodities Trading market, particularly power and gas
• Experience with Master Agreements such as ISDA, CSA or MSPA that are used in the Commodities Trading market.
• Strong Excel, Access and database skills.
• Ideally Corporate Banking credit experience
• Strong written and verbal communication skills in English are required. Proficiency in Mandarin would be beneficial to support business communications with Mandarin-speaking stakeholders. Other language skills are an asset.

Other Attributes

• Strong verbal and written communicator
• Excellent analytical (including evaluation of financial statements), organizational and communication skills
• Demonstrate and inspire integrity and professionalism
• Can do attitude / driven, self-motivated and goal orientated
• Good Problem-solving attitude and ability to think critically to manage challenges in complex situations
• Team player; able to build relationships across the group
• Willingness to travel for counterparty and project visits

Our people make all the difference in our success.