Compliance Officer (1 yr contract | SoW | Wealth Management) DT

MORGAN MCKINLEY PTE. LTD.; Singapore; On-site; SGD 90,000 - 150,000; Full time

Job summary

Morgan McKinley Pte. Ltd. is seeking a seasoned KYC/AML compliance professional to perform end-to-end SoW/SoF verifications, corroborate client backgrounds, and advise Relationship Managers on risk and documentation within Wealth Management.

You will analyze complex multi-jurisdictional structures, stay abreast of MAS, HKMA, and FATF standards, monitor high‑risk profiles, file STRs when needed, and support governance, controls, audits and Front Office training.

Qualifications

• Experience in KYC, AML/CFT compliance, or CDD within Wealth Management, Private Banking, or Family Office environments.
• Strong ability to analyze, challenge, and reconstruct complex corporate structures and multi-jurisdictional holdings.
• Deep understanding of MAS, HKMA, FATF standards and regional regulations.
• Hands-on proficiency with financial/tax document verification, transaction monitoring, sanction/PEP screening tools, and STR reporting procedures.
• Excellent communication and advisory skills to challenge Front Office and present risk assessments clearly.
• Exceptional attention to detail and strong analytical thinking to detect red flags.

Responsibilities

• SoW/SoF Verification: Conduct end-to-end evaluations of client wealth trajectories against background and structures.
• Compliance Advisory: Guide Relationship Managers on SoW narratives, documentation, and risk management.
• Governance & Committee Defense: Prepare and present high-risk client profiles to local Risk Committees for onboarding or recertification decisions.
• Monitoring & STR Handling: Monitor high-risk profiles, investigate anomalies, and file STRs as needed.
• Regulatory & Policy Alignment: Gap analyses on MAS, HKMA regulations to refine internal policies.
• Controls & Audit Support: Support onboarding controls and audit reviews on file quality.
• Front Office Training: Deliver training on SoW standards, red flags, and regional compliance initiatives.

Skills

KYC compliance

AML/CFT

CDD

Wealth management

Regulatory knowledge

Stakeholder management

Analytical mindset

Tools

Screening tools

STR reporting tools

Job description

Job Description & Requirements

Key Responsibilities

• SoW/SoF Verification: Conduct end-to-end evaluations of complex client wealth trajectories by corroborating evidence against client backgrounds and operating structures.

• Compliance Advisory: Provide expert guidance to Relationship Managers on structuring clear SoW narratives, gathering acceptable supporting documentation, and managing PEP, sanction, and adverse media risks.

• Governance & Committee Defense: Prepare and present complex, high-risk client profiles and SoW narratives to local Risk Committees for onboarding, recertification, or account unblocking decisions.

• Monitoring & STR Handling: Monitor high-risk profiles to ensure ongoing transactional activity aligns with verified SoW, leading internal investigations and filing Suspicious Transaction Reports (STRs) when anomalies arise.

• Regulatory & Policy Alignment: Conduct gap analyses on regional regulatory updates (e.g., MAS, HKMA) regarding CDD and SoW standards to refine internal policies and regional guidelines.

• Controls & Audit Support: Execute local Financial Security controls, maintain onboarding and recertification tracking, and support internal and external audit reviews on file quality.

• Front Office Training: Deliver targeted training to Front Office and Client Management teams on SoW documentation standards, red flags, and regional wealth management compliance initiatives.

Requirements

• Experience: Proven experience in KYC, AML/CFT compliance, or CDD within Wealth Management, Private Banking, or Family Office environments.

• SoW Expertise: Strong ability to analyze, challenge, and reconstruct complex corporate structures, multi-jurisdictional holdings, and wealth-generation narratives.

• Regulatory Knowledge: Deep understanding of domestic regulatory frameworks (e.g., MAS) and exposure to regional/international regulations (e.g., HKMA, FATF standards).

• Technical Skills: Hands-on proficiency with financial/tax document verification, transaction monitoring, sanction/PEP screening tools, and STR reporting procedures.

• Stakeholder Management: Excellent communication and advisory skills to challenge the Front Office constructively and present risk assessments clearly to senior management.

• Analytical Mindset: Exceptional attention to detail and critical thinking skills to detect red flags and connect historical wealth origin with transactional patterns.