Compliance KYC Officer (SoW | Wealth Management) DT

MORGAN MCKINLEY PTE. LTD.; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

MORGAN MCKINLEY PTE. LTD. in Singapore seeks an experienced KYC/AML professional for a 6-month contract to lead end-to-end SoW verifications and risk assessments within Wealth Management.

The role emphasizes regulatory alignment (MAS, HKMA), governance, STR handling, and front-office training to ensure compliant onboarding and ongoing monitoring across client portfolios.

Qualifications

• Proven experience in KYC, AML/CFT, or CDD within wealth management sectors.
• SoW analysis and the ability to reconstruct complex multi-jurisdiction structures.
• Regulatory knowledge of MAS, HKMA, and FATF standards.
• Hands-on proficiency with transaction monitoring, document verification, and screening tools.
• Strong communication to challenge Front Office and present risk clearly.

Responsibilities

• SoW/SoF verification: end-to-end evaluation of client wealth trajectories against backgrounds.
• Compliance advisory: guide Relationship Managers on SoW narratives and required docs.
• Governance & Committee defense: present high-risk profiles to local Risk Committees.
• Monitoring & STR handling: monitor high-risk profiles and file STRs when needed.
• Regulatory & policy alignment: gap analyses on MAS/HKMA updates for CDD/SoW.
• Controls & audit support: support onboarding, recertification tracking, and audits.
• Front Office training: train teams on SoW standards, red flags, and compliance initiatives.

Skills

KYC AML experience

SoW analysis

Regulatory knowledge

Transaction monitoring

Stakeholder management

Analytical reasoning

Tools

Screening tools

Job description

• 6 months contract role with a Foreign Bank.
• Mon to Fri, 9AM to 6PM.

Job Description & Requirements

Key Responsibilities

• SoW/SoF Verification: Conduct end-to-end evaluations of complex client wealth trajectories by corroborating evidence against client backgrounds and operating structures.

• Compliance Advisory: Provide expert guidance to Relationship Managers on structuring clear SoW narratives, gathering acceptable supporting documentation, and managing PEP, sanction, and adverse media risks.

• Governance & Committee Defense: Prepare and present complex, high-risk client profiles and SoW narratives to local Risk Committees for onboarding, recertification, or account unblocking decisions.

• Monitoring & STR Handling: Monitor high-risk profiles to ensure ongoing transactional activity aligns with verified SoW, leading internal investigations and filing Suspicious Transaction Reports (STRs) when anomalies arise.

• Regulatory & Policy Alignment: Conduct gap analyses on regional regulatory updates (e.g., MAS, HKMA) regarding CDD and SoW standards to refine internal policies and regional guidelines.

• Controls & Audit Support: Execute local Financial Security controls, maintain onboarding and recertification tracking, and support internal and external audit reviews on file quality.

• Front Office Training: Deliver targeted training to Front Office and Client Management teams on SoW documentation standards, red flags, and regional wealth management compliance initiatives.

Requirements

• Experience: Proven experience in KYC, AML/CFT compliance, or CDD within Wealth Management, Private Banking, or Family Office environments.

• SoW Expertise: Strong ability to analyze, challenge, and reconstruct complex corporate structures, multi-jurisdictional holdings, and wealth-generation narratives.

• Regulatory Knowledge: Deep understanding of domestic regulatory frameworks (e.g., MAS) and exposure to regional/international regulations (e.g., HKMA, FATF standards).

• Technical Skills: Hands-on proficiency with financial/tax document verification, transaction monitoring, sanction/PEP screening tools, and STR reporting procedures.

• Stakeholder Management: Excellent communication and advisory skills to challenge the Front Office constructively and present risk assessments clearly to senior management.

• Analytical Mindset: Exceptional attention to detail and critical thinking skills to detect red flags and connect historical wealth origin with transactional patterns.