Compliance Officer

Uqpay Pte Ltd; Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

Uqpay Pte Ltd in Singapore seeks a senior compliance leader to design and implement comprehensive frameworks for AML/KYC, risk management, and regulatory adherence across fintech operations.

You will liaise with regulators, oversee vendor and partner compliance, and drive training and awareness across the organization while ensuring alignment with global standards and local regulations such as the Payments Act.

Qualifications

• Bachelor’s degree in Law, Finance, Business Administration or related field.
• Minimum 5 years of senior compliance or similar fintech/banking experience.
• Deep understanding of AML/KYC, sanctions, anti-bribery and other regulatory requirements.
• Hands-on experience with acquiring, card issuing, and remittance payment services.
• Experience working with regulators and engaging with senior stakeholders.

Responsibilities

• Develop and implement policies, procedures, and compliance frameworks for business operations, risk management, AML/KYC and regulatory compliance.
• Design compliance strategy aligned with global and local regulatory requirements and integrate into product development and core processes.
• Oversee the compliance and risk programme including identification, assessment, mitigation, monitoring and improvement.
• Advise on regulatory developments and best practices, and their implications for the company.
• Act as liaison for regulators and manage relationships with regulators and banking partners.

Skills

AML/KYC

Regulatory knowledge

Stakeholder communication

Analytical thinking

Attention to detail

Education

Bachelor’s degree in Law/Finance/Business

Job description

Responsibilities

• Develop and implement policies, procedures, and compliance frameworks covering business operations, risk management, AML / KYC, and regulatory compliance.
• Design compliance strategy tailored to both global and local regulatory requirements; ensure that it is integrated into product development and core business processes.
• Oversee the compliance and risk programme: risk identification, assessment, mitigation, monitoring, and continuous improvement.
• Keep up to date with regulatory developments and best practices in compliance; proactively advise the company on implications.
• Act as the primary liaison for regulatory authorities and manage relationships with regulators.
• Manage relationships and compliance requirements with banking partners and other financial institutions.
• Conduct vendor / third-party compliance risk assessments; advise management and stakeholders accordingly.
• Monitor day-to-day business for compliance issues; ensure business units adhere to compliance policies and standards.
• Develop and deliver compliance training for staff; prepare training materials and lead sessions.
• Work cross-functionally to foster a culture of compliance; provide guidance on complex compliance-related issues.
• Prepare reports on due diligence findings, internal investigations, and compliance metrics for senior management and relevant stakeholders.

Requirements

• Bachelor’s degree in Law, Finance, Business Administration or a related field.
• Minimum5 yearsof experience in a senior compliance or similar role within fintech or banking.
• Deep understanding of AML / KYC, sanctions, anti-bribery / corruption, and other financial-service regulatory requirements.
• Hands-on experience with acquiring, card issuing, and remittance payment services.
• Prior experience working with regulators (central banks, financial regulatory bodies, law enforcement).
• Strong communication & interpersonal skills; capable of interacting with senior management, external regulators, cross-functional teams.
• Excellent analytical, problem-solving skills, and attention to detail.
• Working knowledge of key regulations, e.g. the Payments Services Act (or equivalent local legislation), is an advantage.
• Knowledge of VASP / virtual asset regulatory frameworks is a plus.