Compliance Manager (Singapore)

Coins.ph; Singapore; On-site; SGD 120,000 - 190,000; Full time

Job summary

Coins.ph is seeking a Singapore-based Compliance Manager to strengthen its regulatory framework for a licensed cross-border payments business. You will work with senior management and external advisers on regulatory matters, AML/CFT, governance, filings and product/partnership reviews.

The role is hands-on and requires deep understanding of Singapore's payments regulatory environment to translate requirements into practical operating processes.

Qualifications

• Experience in payments regulatory environments, especially Singapore.
• Strong knowledge of AML/CFT requirements and MAS expectations.
• Ability to interpret regulations into practical processes and controls.
• Experience with regulatory submissions and inspections is advantageous.
• Experience with cross-border payments and licensing is valuable.
• Excellent written and verbal communication, with senior management exposure.

Responsibilities

• Manage day-to-day compliance for a Singapore-regulated cross-border payments business.
• Support regulatory submissions, licence-related matters and MAS engagement.
• Review products, payment flows, customer segments and corridors from regulatory view.
• Maintain AML/CFT, KYC/KYB, sanctions screening, and transaction monitoring controls.
• Develop and update compliance policies, procedures and internal controls.
• Advise management on regulatory requirements under the Payment Services Act and MAS rules.
• Collaborate with business, operations, legal and product teams on initiatives.
• Support regulatory inspections, information requests, audits and remediation work.

Skills

Payments regulation

MAS framework

AML/CFT knowledge

KYC/KYB processes

Cross-border payments

Regulatory submissions

Regulatory inspections

Stakeholder communication

Job description

Role Overview

We are looking for a Singapore-based Compliance Manager to support a licensed cross-border payments business as it strengthens its compliance framework and prepares for future business expansion.

The role will work closely with management and external advisers on regulatory matters, AML/CFT, governance, regulatory submissions, and the review of new payment products, corridors and partnerships.

This is a hands-on role suited to someone who understands Singapore's payments regulatory environment and can translate regulatory requirements into practical operating processes.

Key Responsibilities

• Manage day-to-day compliance matters for a Singapore-regulated cross-border payments business.
• Support regulatory submissions, notifications, licence-related matters and ongoing engagement with MAS.
• Review new products, payment flows, customer segments, corridors and counterparties from a regulatory and compliance perspective.
• Maintain and strengthen AML/CFT, KYC/KYB, sanctions screening, transaction monitoring and related controls.
• Support the development and updating of compliance policies, procedures and internal controls.
• Advise management on regulatory requirements under the Payment Services Act and related MAS requirements.
• Work with business, operations, legal and product teams to ensure new initiatives are structured and implemented appropriately.
• Support regulatory inspections, information requests, audits and remediation work where required.
• Monitor regulatory developments relevant to payments, remittance and cross-border money transfer.
• Help ensure the company's compliance framework remains appropriate as its transaction volumes, customer base and business complexity increase.

Preferred Profile

• Experience in payments, remittance, fintech, financial institutions or another regulated financial-services environment in Singapore.
• Good understanding of the Payment Services Act, AML/CFT requirements and MAS regulatory expectations.
• Experience relevant to cross-border payments, money transfer, payment institutions, AML/CFT, licensing, supervision or regulatory compliance would be particularly valuable.
• Experience supporting regulatory applications, material-change submissions, inspections or regulatory engagement is advantageous.
• Able to interpret regulatory requirements and convert them into workable business processes and controls.
• Comfortable working in a lean environment and taking ownership of practical execution.
• Strong written and verbal communication skills.
• Able to work directly with senior management and external legal/compliance advisers.