AVP, Product Owner, Risk Management Group – Credit COO

DBS Bank; Singapore; On-site; SGD 90,000 - 150,000; Full time

Job summary

DBS Bank is seeking a Product Manager for the Risk Management Group. You will drive the Platform and Data Team's digitisation initiatives within Credit, partnering with Business, Technology, Design, Compliance and Operations to enhance risk management, deliver value and improve user experiences.

You will define opportunities, write user stories, manage end-to-end delivery, and monitor KPIs, while guiding change management across stakeholder groups.

Qualifications

• Purpose-driven with a passion to deliver tangible outcomes and impact.
• Ability to think strategically and handle end-to-end execution.
• Strong verbal and written communication skills.

Responsibilities

• Understand business processes, policies, data and platforms in RMG Credit.
• Apply the 4D Discover-Define-Design-Deliver approach using Agile methodology.
• Work with cross-functional stakeholders, challenge status quo and break barriers.
• Develop user stories, acceptance criteria and prioritize features based on business value.
• Manage the entire product lifecycle from ideation through design, development, launch and support.
• Define and track KPIs to ensure business benefits are achieved.
• Assess change impact, resistance and risks; implement change management strategies.
• Develop and maintain detailed project plans, track milestones and mitigate risks.

Skills

Strategic thinking

End-to-end execution

Communication skills

Agile methodology

Stakeholder management

Data analysis

Team player

Education

University degree

Job description

Business FunctionRisk Management Group (RMG) works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.The Platform and Data Team of the Credit COO Office under RMG works to strengthen risk management through digitisation for effective policy implementation, proactive portfolio management, internal and regulatory reporting and reducing employee toil.You will work closely with cross-functional teams including Business (Corporate and Retail), Technology, Design, Compliance and Operations to deliver improved risk management, drive business growth and exceptional user experiences.ResponsibilitiesUnderstand business processes, policies, data and platforms in RMG CreditApply our 4D (Discover, Define, Design, Deliver) approach to identify and define product opportunities and implement them using Agile methodologyWork with cross-functional stakeholders, challenge status quo and break barriersDevelop user stories, acceptance criteria and prioritize features based on business value and user impactManage the entire product lifecycle from ideation through design, development, launch and user supportEstablish a constructive feedback loop to continuously optimise and improve the productDefine and track KPIs to ensure business benefits are achievedEmpathise with our staff, evaluate change impact, resistance and risks; thereafter implementing suitable change management strategies to address themDevelop and maintain detailed project plans, track progress against milestones and proactively identify and mitigate risks to ensure timely deliveryRequirementsPurpose driven with strong passion to deliver tangible outcomes and impactDesire to improve and transform the way we workAbility to think strategically and handle end-to-end executionAbility to think out-of-box, challenge status quo and problem-solveAbility to gather, organize and analyse information with attention to detailStrong verbal and written communication skillsSelf-driven, team player, ability to multi-task and work in time-critical environmentUniversity graduate or equivalent> 3 years of experience in business transformation or “change the organisation” role(s)Experience in finance and/or digital innovation projects is preferredKnowledge of credit products, lending processes and regulatory requirements is a plusLocation:DBS Asia CentralJob:DigitalSchedule:RegularEmployee Status:Full time