AVP, Credit Risk

EMPOWER PARTNERS SEARCH PTE. LTD.; Singapore; On-site; SGD 120,000 - 200,000; Full time

Job summary

EMPOWER PARTNERS SEARCH PTE. LTD. is seeking an Assistant Vice President, Credit Risk to support the corporate credit portfolio for a leading international bank.

You will focus on independent credit assessment, risk management and portfolio oversight while working closely with front-office teams, maintaining an independent risk perspective.

Qualifications

• Degree in Finance, Accounting, Economics or related discipline.
• 5–8 years of credit risk experience in a bank or financial institution.
• Solid understanding of corporate credit assessment and lending structures.

Responsibilities

• Independently assess and approve corporate credit proposals with delegated authority.
• Review transactions, annual reviews, amendments and other credit requests.
• Monitor portfolio quality, risk ratings and concentrations.
• Provide credit guidance to Relationship Managers and business teams.
• Work with senior Credit Risk stakeholders on complex exposures.

Skills

Independent judgement

Strong communication

Stakeholder management

Credit risk assessment

Education

Degree in Finance, Accounting, Economics or related discipline

Job description

Ourclient,aleadinginternationalbank,islookingtoappointanAssistantVicePresident,CreditRisktosupportthemanagementofitscorporatecreditportfolio.

Therolewillfocusonindependentcreditassessment,riskmanagementandportfoliooversight,workingcloselywithfront-officeteamswhilemaintaininganindependentriskperspective.

KeyResponsibilities

• Independentlyassessandapprovecorporatecreditproposalswithindelegatedauthority.
• Reviewnewtransactions,annualreviews,amendmentsandothercreditrequests.
• Evaluatefinancialstrength,businessfundamentals,industryrisksandoverallcreditworthiness.
• Challengeproposedtransactionstructures,riskassumptionsandcreditmitigantswhereappropriate.
• Monitorportfolioquality,creditconcentrations,riskratingsandemergingrisks.
• Identifypotentialdeteriorationincreditqualityandrecommendappropriateriskmitigationmeasures.
• Ensureadherencetothebank'screditpolicies,riskappetiteandregulatoryrequirements.
• ProvideconstructivecreditguidancetoRelationshipManagersandbusinessteams.
• Participateinportfolioreviews,stresstestingandothercreditriskinitiatives.
• WorkcloselywithseniorCreditRiskstakeholdersoncomplexorhigher-riskexposures.

Requirements

• DegreeinFinance,Accounting,Economicsorarelateddiscipline.
• 5–8yearsofrelevantcreditrisk,corporatecreditorcreditunderwritingexperiencewithinabank.
• Strongunderstandingofcorporatecreditassessmentandlendingstructures.
• Experiencecoveringlargecorporateorinstitutionalclientspreferred.
• Goodknowledgeoffinancialanalysis,creditriskframeworksandriskmitigationtechniques.
• Abilitytoexerciseindependentjudgementandconstructivelychallengebusinessproposals.
• Strongcommunicationandstakeholdermanagementskills.

LicenseNo:24S2395

RegistrationNo:R1874438