Assistant Vice President, HNW Underwriting - HSBC Life

HSBC Holdings plc; Singapore; Hybrid; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

HSBC Life Singapore is seeking an Assistant Vice President, HNW Underwriting to drive risk assessment for high net worth clients. You will work within a life underwriting framework, balancing medical and financial factors with regulatory guidelines to uphold policy standards.

This role emphasizes collaboration with reinsurers, internal teams, and partners to resolve complex cases. A minimum of five years in HNW underwriting is expected, with strong communication and analytical skills in a

Qualifications

• Strong underwriting experience in life, disability and critical illness insurance with minimum 5 years specializing in HNW.

Responsibilities

• Conduct medical, financial and compliance assessments per guidelines.
• Manage referral process for ultra large risks with reinsurers.
• Build relationships with partners to resolve underwriting queries.
• Support training and development of junior underwriters.
• Review medical, financial and residency guidelines for competitiveness.
• Provide underwriting insights for new product development.
• Identify process improvements to streamline workflows.

Skills

Underwriting

Life insurance

HNW

Risk assessment

Compliance

Financial principles

Communication

Education

University degree

ALU/FALU designation (preferred)

Job description

Assistant Vice President, HNW Underwriting - HSBC Life

Location: Singapore, 01, SG, 117439

Brand: HSBC

Area of Interest: Insurance

Role Workstyle: Hybrid Worker

Date: 25 Sept 2026

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC Life is a world-class institution where you can specialize in Insurance but enjoy the advantages that come with being part of a leading global international bank. Here you can specialize in Insurance but enjoy the advantages that come with being part of a leading global international bank.

Insurance is about people, and the promises they make. At HSBC Life in Singapore we help deliver on these promises by providing a wide variety of life insurance products and services to our clients throughout the Asia-Pacific region. Our employees enjoy a dynamic and innovative workplace and a world of opportunities to develop their careers in a high-profile growing business segment. We empower our combined team of high-performing individuals to build skills and explore new experiences to realise the full potential of being part of HSBC.

Together we will pursue efficient ways of working. We will harness the latest data and technology solutions to achieve meaningful outcomes for our clients. And the protection we offer will create broad and lasting impact, helping clients to be healthier, more productive and more confident in their futures.

We are currently seeking a high calibre professional to join our team as a Assistant Vice President, HNW Underwriting

In this role you will:

• Conduct medical, financial and compliance assessment in accordance with the company’s underwriting guidelines and risk framework, adhering to delegated authority limits and service level agreements
• Manage the referral process to ensure optimal capacity for ultra large risks, including overseeing the total exposure with reinsurers
• Build and maintain strong relationships with partners to collaboratively resolve complex underwriting queries related to risk selection
• Support the training and development of junior underwriters, including contributing to internal quality assurance audits to maintain consistent underwriting standards
• Review and refine medical, financial and residency guidelines to ensure continued market competitiveness
• Provides underwriting expertise and insights for new product development and broader company initiatives review
• Identify and implement process improvement to streamline internal workflow and enhance operational efficiency

To be successful you will need:

• Strong underwriting experience in life, disability and critical illness insurance with minimum 5 years specializing in HNW
• University Degree or equivalent professional insurance designation preferred (e.g. ALU, FALU)
• Proven ability to manage complex cases and make sound decisions under pressure
• Strong understanding of medical, non-medical and financial principles and practices
• Excellent communication, analytical and problem-solving skills

You’ll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by HSBC Life (Singapore) Pte. Ltd.