Senior Capital Expert

BROCC; Stockholms kommun; On-site; SEK 1,000,000 - 1,600,000; Full time

Job summary

BROCC is seeking a Capital Expert to take end-to-end ownership of our capital framework, acting as the internal advisor when capital considerations drive strategy, new products, or business decisions.

You will own ICAAP, recovery planning, and regulatory interpretations, liaising with Risk, Finance, Compliance and the board, while ensuring alignment with CRR/CRD and Swedish FSA requirements.

Qualifications

• A Master's or Bachelor's degree in finance, economics, accounting, or a related field.
• At least 5 years of experience in capital management, regulatory interpretation, or a related role within a bank, financial institution, or regulator.
• Solid knowledge of CRR/CRD, Pillar 1 and Pillar 2 frameworks, and Swedish FSA capital regulations.
• Working knowledge of capital instruments (AT1 and Tier 2), including eligibility criteria, terms and conditions, and issuance documentation.
• Demonstrated experience with ICAAP processes, stress testing, and internal capital models, as well as recovery planning and Pillar 2 capital assessments.
• Experience of regulatory interactions — preparing submissions and applications, responding to information requests, and taking part in supervisory dialogue and reviews.
• Strong analytical skills, a collaborative and proactive approach across Finance, Risk, Compliance and the business, and proficiency in Excel; experience with capital and regulatory reporting systems is an advantage.

Responsibilities

• Own ICAAP end-to-end: methodology, stress testing, and drafting document.
• Maintain recovery plan, indicators, triggers, and testing cycle.
• Interpret capital regulation per CRR/CRD, EBA, Swedish FSA; document interpretations.
• Monitor regulatory developments and translate into actions.
• Advise on capital impact of transactions, products, and initiatives.
• Drive capital position optimisation across CET1, AT1, Tier 2.
• Structure issuances and ensure eligibility under CRR; manage calls.
• Liaise with Swedish FSA and other supervisors; train organisation.

Skills

Capital regulation

Quantitative analysis

Board communications

Stakeholder management

Excel

Education

Finance degree

Tools

Regulatory systems

Job description

Brocc is a specialised niche credit institute on a bold and transformative growth journey, fueled by strong institutional backing and a clear strategic vision. Positioned at the forefront of the European credit market, Brocc combines deep heritage in consumer finance with cutting-edge technology and expertise in NPL acquisition and restructuring, building a best-in-class debt finance platform that supports clients across the full credit lifecycle.

With substantial capital resources, an ambitious growth agenda, and a collaborative, entrepreneurial culture, Brocc is uniquely placed to shape the future of the credit ecosystem. As we scale across new markets and asset classes, a robust and well‑managed capital position is central to how we operate, and to how we earn the trust of clients, partners, and supervisors.

Now, we're looking for a Capital Expert to take end-to-end ownership of our capital framework and act as the bank's trusted internal advisor whenever capital considerations shape strategy, new products, or business decisions.

What You'll Do

• Owning the ICAAP end-to-end — methodology, stress testing, and drafting the ICAAP document — coordinating inputs from Risk, Finance and the business, and presenting the outcome to executive management and the Board.
• Owning and maintaining the recovery plan, including recovery indicators, trigger levels, escalation procedures and the menu of recovery options, plus the annual update and testing cycle.
• Acting as Brocc's interpreter of capital regulation — concluding on CRR/CRD, EBA guidelines and Q&As, and Swedish FSA requirements, and documenting interpretations so they're applied consistently.
• Monitoring regulatory developments, assessing their impact on our capital position, and translating upcoming changes into concrete actions.
• Serving as the go-to internal advisor on capital, supporting Finance, Risk, Compliance, Credit and the business units on how new transactions, products and initiatives affect capital consumption.
• Driving optimisation of our capital position, RWA composition and the own funds stack across CET1, AT1 and Tier 2, and owning Capital Planning process, internal capital limits, triggers and early warning indicators.
• Owning capital instruments from a capital perspective: structuring new issuances, reviewing terms to secure own funds eligibility under CRR, and handling calls, redemptions and permission applications to the Swedish FSA.
• Being the primary point of contact for capital matters with the Swedish FSA and other supervisory bodies, and raising capital competence across the organisation through internal training.

Who You Are

You know capital regulation deeply enough to form a view and defend it. You're structured and precise in quantitative work, you translate complex capital topics into clear, decision-ready insight for senior stakeholders, and you have the confidence and integrity to hold a well-reasoned position in front of the Board and the regulator.

More specifically, you bring

• A Master's or Bachelor's degree in finance, economics, accounting, or a related field.
• At least 5 years of experience in capital management, regulatory interpretation, or a related role within a bank, financial institution, or regulator.
• Solid knowledge of CRR/CRD, Pillar 1 and Pillar 2 frameworks, and Swedish FSA capital regulations.
• Working knowledge of capital instruments (AT1 and Tier 2), including eligibility criteria, terms and conditions, and issuance documentation.
• Demonstrated experience with ICAAP processes, stress testing, and internal capital models, as well as recovery planning and Pillar 2 capital assessments.
• Experience of regulatory interactions — preparing submissions and applications, responding to information requests, and taking part in supervisory dialogue and reviews.
• Strong analytical skills, a collaborative and proactive approach across Finance, Risk, Compliance and the business, and proficiency in Excel; experience with capital and regulatory reporting systems is an advantage.

Why Brocc?

This is a high-profile role with direct exposure to the Board, ALCO, executive management and the Swedish FSA, and the opportunity to shape and build the capital management function in a fast-growing organisation. You'll join a dynamic, collaborative environment with real ownership of your area, genuine influence over how we manage our capital, and the professional development that comes with sitting at the centre of a scaling credit institution.

Sound like you? We'd love to hear from you.