Merchant Underwriter

Qliro Group; Stockholms kommun; Hybrid; SEK 500,000 - 650,000; Full time

Job summary

Qliro Group in Sweden is seeking a Merchant Underwriter Advisor to join our risk, compliance, and merchant onboarding efforts. You will evaluate merchant applications, assess credit risk, and support the Credit Committee with recommendations.

The role offers collaboration across teams, due diligence, and detailed reporting to guide decisions. Fluency in Swedish and English is required, with 1-3+ years in underwriting and a proactive, detail-oriented mindset.

Qualifications

• 1–3+ years of underwriting or risk assessment in payments or financial services.
• Experience with merchant onboarding and compliance processes.
• Strong attention to detail and analytical mindset.
• Fluency in Swedish and English.

Responsibilities

• Evaluate Merchant Risk: assess merchant applications for potential risk and AML compliance.
• Support analysis and assessment of credit risk on new proposals and present to Credit Committee.
• Verify Key Information: review critical docs for accuracy and guideline adherence.
• Conduct Due Diligence: perform background checks to ensure regulatory compliance.
• Analyze Operations: evaluate businesses for policy alignment and standards.
• Document Findings: prepare comprehensive reports for informed decisions.
• Collaborate Across Teams: work with internal teams to resolve complex cases.

Skills

Underwriting

Risk assessment

Regulatory compliance

AML awareness

Swedish

English

Job description

Are you prepared to drive innovation in risk assessment and underwriting? We’re seeking a Merchant Underwriter Advisor to join our dynamic team. This role offers an exciting opportunity to delve deep into risk analysis, compliance, and merchant onboarding processes while collaborating with various teams across our organization.

What You’ll Do

As a Merchant Underwriter, you will:

• Evaluate Merchant Risk: Assess merchant applications to identify potential risks, ensuring compliance with fraud prevention and regulatory AML standards.
• Supporting: in analysis and assessment of the credit risk on incoming business proposals and present recommendations to the Credit Committee.
• Verify Key Information: Review critical documentation and details to confirm accuracy and adherence to guidelines.
• Conduct Due Diligence: Perform background checks and analysis to ensure compliance with ethical and regulatory standards.
• Analyze Operations: Evaluate businesses to confirm alignment with company policies and standards.
• Document Findings: Prepare comprehensive reports to support informed decision-making.
• Collaborate Across Teams: Partner with internal departments to address complex cases and enhance processes.

Why This Role is Exciting

This position combines investigative work with decision-making, offering a unique mix of challenges and learning opportunities. You’ll:

• Dive deep into understanding diverse business models.
• Play a key role in mitigating risks while supporting business growth.
• Shape and refine processes for merchant onboarding in a role that is still evolving.
• Enjoy a dynamic environment where no two days are the same.

What We’re Looking For

We believe you have:

• 1-3+ years of experience in underwriting, risk assessment, or related roles within the payments or financial services industry.
• A critical mindset with the ability to evaluate risks from multiple angles.
• Strong attention to detail and a focus on quality.
• Proficiency in analyzing complex structures and compliance requirements.
• Fluency in Swedish and English.

Why You’ll Love Working Here

Our team is collaborative, supportive, and driven by a shared goal: making informed decisions that balance safety and efficiency. You’ll be part of a group that values knowledge-sharing and creativity, tackling unique challenges every day.

At our company, we celebrate differences and believe in the power of diverse perspectives. We offer flexibility and remote work opportunities while also valuing the magic of in-person collaboration. You’ll have the freedom to bring your unique ideas to life and the support to grow in your role.

Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.