Global Credit Manager

AB Volvo; Göteborgs kommun; On-site; SEK 900,000 - 1,500,000; Full time

Job summary

AB Volvo’s Volvo Financial Services seeks a Global Credit Manager to lead credit review processes, decisions, and governance. You’ll collaborate with VFS teams and regional markets, driving compliance and performance across portfolios in a fast-paced environment.

The role demands strong analytical, leadership, and presentation skills, plus fluency in English. Based in Gothenburg, Sweden, it offers broad impact within the Volvo Group.

Qualifications

• BA/BS in Business or related field; MBA preferred.
• 7+ years in Credit/Risk with underwriting experience.
• Strong analytical and problem-solving skills.
• Proven ability to build relationships across teams.
• Proficiency with Microsoft 365 and BI tools.

Responsibilities

• Coordinate VFS credit review process for large transactions.
• Make credit decisions within delegated authority; advise on larger deals.
• Review underwriting quality and report to SVP Credit & Risk.
• Act as ECC Secretary for VFS when region deals are discussed.
• Monitor ECC actions and close follow-up items.
• Prepare presentations for Group Credit Exceptions.
• Support global credit directives updates and compliance.
• Provide market insights to improve credit and collections.

Skills

Excel

Data analysis

Power BI

Presentation of insights

Cross-functional collaboration

Microsoft 365

Verbal & written English

Independent work

Education

BA/BS in Business or related field

MBA preferred

Tools

Power BI

Excel

SharePoint

Outlook

Teams

Job description

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Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future. If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match.

As a Global Credit Manager, you will be responsible for competence development through ongoing development and maintenance of global credit training and credit review processes.

Your starting point will be to, together with your colleagues at VFS and in the broad cross‑functional network at the Volvo Group, take responsibility in the following areas for your assigned markets/regions:

• Coordinates VFS credit review process for transactions that exceed the regional or market authority.
• Make credit decisions up to their agreed delegated authority and make recommendations on deals exceeding their authority.
• Conducts reviews of underwriting quality in local markets, reports findings to SVP Credit and Risk as well as Region SVPs within VFS
• Performs the role Secretary of Executive Credit Committee (ECC) for VFS when deals from your region are heard.
• Monitors and closes outstanding follow‑up items from ECC decisions
• Reports on ECC activity, including approval rates, outstanding conditions, and declines by market, credit grade, and brand
• Assist the Global Credit Director with the administration and management of the two SharePoint sites owned by HQ Credit & Risk (ECC SharePoint and HQ Credit & Risk)
• Assist in the ongoing reporting related to Group Credit Exception frame, Top 15 retail and wholesale accounts and watchlist.
• Leads development of presentation materials for Group Credit Exception transactions should the need occur
• Develop and update presentations to AB Volvo for transactions exceeding VFS credit authority
• Support the review process and provide recommendations for updates to the VFS global credit directives
• Ensures VFS compliance with AB Volvo credit policy & regional compliance with VFS global credit directives
• Supports the markets in credit, deal, and financial product questions as well as share insights on activities, or strategies that could benefit local credit or collections activities.
• Actively manages VFS portfolio through participation in portfolio reviews
• Reviews of findings in periodic risk reporting
• Assist in the ongoing development and maintenance of global credit and risk training.
• Provides back up to the other regions/markets if their assigned Global Credit Manager/Director is out.
• Models The Volvo Way and ensure The Code of Conduct is followed
• Other duties and projects may be assigned

Your future team

You will report directly to the SVP, Credit and Risk In VFS, we demonstrate a clear vision to continue Transforming Together, a global mindset and a proven track record of successfully developing people, teams, culture, and leadership.

In many of our markets, VFS has won the Great Place To Work award, where Great Work is done. By interacting with each other as an on-site business, we build relationships, which allow us to work together more efficiently and form stronger bonds with our colleagues and customers. This position is located in Gothenburg, Sweden.

Who are you?

Do you dream big? We do too, and we are excited to grow together. In this role, we believe it is the right mindset that will make a difference at VFS. If you, besides your genuine interest in working with people in Transforming Together, also have a positive, service‑oriented, and collaborative mindset, and take a proactive approach to handling all responsibilities, idea generation, and recommendations for productivity and efficiency - then we would welcome you to apply for this role.

We believe the successful candidate has strong analytical and problem‑solving skills with the ability to draw conclusions from large amounts of information, possess strong leadership competencies, demonstrates superior verbal and interpersonal communication skills as well as ability handling confidential information and working with a high level of integrity and ethics, and a proven team player with the demonstrated ability to influence others.

Qualifications likely required to be successful in this role include:

• BA/BS in Business or related field, MBA highly preferred
• 7+ years of experience in Credit/Risk
• 2+ years of significant experience in large transaction underwriting preferred
• Proven record of sound underwriting decisions
• Significant experience understanding the customer finance origination processes
• Strong understanding of VFS collection and large‑customer workout procedures
• Experience in drafting/maintaining policies and directives
• Demonstrated ability to build productive business relationships and achieve consensus
• Proven ability to work cross functionally
• Proficiency in Microsoft 365 applications including Excel, PowerPoint, Word, Teams SharePoint and Outlook. Strong Excel skills required, including data analysis, reporting and presentation of insights
• Experience working with business intelligence and reporting tools, such as Microsoft Power BI (would be a plus) to analyze portfolio performance, credit trends and risk metrics.
• Ability to work independently, exercise sound business judgment, and manage multiple transactions in a fast paced, demanding environment
• Exceptional presentation skills with considerable experience in various business settings
• Fluency in reading, writing and speaking English; additional languages a plus

Ready for the next move?

If you want to make a real impact in your career, Volvo Financial Services is where you want to be. We look forward to meeting you.

Last Application Date: Friday September 18th 2026

Hiring Manager: Renee Hiner, SVP Credit & Risk

People & Culture Partner: Sandra Smith

We value your data privacy and therefore do not accept applications via mail.

Who we are and what we believe in

We are committed to shaping the future landscape of efficient, safe, and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents across the group’s leading brands and entities.

Applying to this job offers you the opportunity to join Volvo Group. Every day, you will be working with some of the sharpest and most creative brains in our field to be able to leave our society in better shape for the next generation. We are passionate about what we do, and we thrive on teamwork. We are almost 100,000 people united around the world by a culture of care, inclusiveness, and empowerment.

At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered inGothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets.

What’s in it for you?

We offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on‑site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.

Every day, Volvo Group products and services ensure that people have food on the table, children arrive safely at school and roads and buildings can be constructed. Looking ahead,we are committed to driving the transition to sustainable and safe transport, mobility and infrastructure solutions toward a net‑zero society.

Joining Volvo Group, you will work with some of the world’s most iconic brands and be part of a global and leading industrial company that is harnessing automated driving, electromobility and connectivity.

Our people are passionate about what they do, they aim for high performance and thrive on teamwork and learning. Everyday life at Volvo is defined by a climate of support, care and mutual respect.

If you aspire to grow and make an impact, join us on our journey to create a better and more resilient society for the coming generations.