Credit Risk Analyst — Data-Driven Lending Optimization

Resurs Bank AB; Helsingborgs kommun; On-site; SEK 45,000 - 60,000; Full time

Job summary

Resurs Bank AB is seeking a Credit Analyst for the Retail Finance B2C team in Helsingborg. The role focuses on understanding credits flow and evaluating lending strategies across the Nordics.

You will analyze data to optimize credit assessments, build decision materials, and work with central analytics. Candidates should have 3–5+ years in credit analysis, strong expertise in SAS and SQL, and proficiency in English.

Qualifications

• 3–5+ years of experience in credit analysis or a similar analytical role.
• Hands-on with SAS and/or SQL or a comparable programming language.
• Ability to structure complex work and communicate findings clearly.
• Proficiency in English, both written and spoken.

Responsibilities

• Evaluate how new credits flow in.
• Analyze lending strategies and their impact on risk and profitability.
• Build decision material for the Credit Committee.
• Run simulations and scenarios.
• Develop better methods for analysis structure.

Skills

Credit analysis

SAS

SQL

Analytical skills

Communication

Education

Degree in statistics, mathematics, economics, systems science, or equivalent

Tools

SAS

SQL

Job description

Resurs Bank AB is seeking a Credit Analyst for the Retail Finance B2C team in Helsingborg. The role focuses on understanding credits flow and evaluating lending strategies across the Nordics.

You will analyze data to optimize credit assessments, build decision materials, and work with central analytics. Candidates should have 3–5+ years in credit analysis, strong expertise in SAS and SQL, and proficiency in English.