Credit Risk Analyst

Resurs; Helsingborgs kommun; On-site; SEK 480,000 - 640,000; Full time

Job summary

Resurs in Helsingborg, Sweden, seeks a Credit Risk Analyst to improve how we make credit decisions. You will develop, validate and monitor scorecards and translate findings into clear, actionable insights. Expect to use Python and SQL; SAS is a bonus.

You’ll document code, version-control analyses, and champion reproducible workflows so knowledge isn’t tied to one laptop. You’ll join a Nordic team of four senior analysts led by Dácil Hernández, receive mentoring, and contribute to cross-border

Qualifications

• Experience in credit risk analytics or similar quantitative roles.
• Strong ability to explain analytical work in plain language.

Responsibilities

• Develop, validate and monitor credit scorecards.
• Explain findings in clear language for colleagues and stakeholders.
• Document code and use version control with reproducible workflows.
• Explore new methods and test them against current approaches.

Skills

Python

SQL

SAS

Education

Statistics, Mathematics, Economics or Data Science degree

Tools

Git

Job description

Every great credit decision starts with a question: can we trust this number? Our Credit Analytics team spends its days answering it, and we're looking for a Credit Risk Analyst to help us do it even better.

Get an idea of the role

Picture your first few weeks. You sit down with a scorecard that's been running in production for a while, and together with a colleague you start asking how it's really performing. Is it still ranking customers well? Has the portfolio shifted underneath it? You dig in, find the answer, and then comes the part we care about most: turning that analysis into something a colleague or stakeholder can read, understand, and act on.

That's the rhythm of the work. You'll develop, validate, and monitor credit scorecards, and you'll explain what they tell us in plain, clear language. Along the way, you'll help us improve how we work: documenting and structuring our code, sharing analyses properly, and using version control and reproducible workflows so that nothing lives only on one person's laptop. Because good teams never stand still, you'll also get to explore new methods and tools and test them honestly against the approach we use today.

Requirements For The Role

You've spent a few years in credit risk, analytics, or a similar quantitative role, and you're comfortable in Python and SQL. If you also know SAS, that's a welcome bonus. Your background might be a degree in statistics, mathematics, economics, data science, or a related field, or it might be an experience that taught you the same things.

More than any single skill, we're looking for curiosity, and a habit of explaining your work so that others can follow it. If you've used Git and code review, or you know your way around model validation and documentation requirements, you'll feel at home quickly. If not, you'll learn.

What It's Like To Work Here

You'll be joining a team of four senior analysts, led by Dácil Hernández, who genuinely enjoy sharing what they know. Mentoring isn't an afterthought here; colleagues invest real time in it. You won't be expected to know everything on day one. Questions are welcome, and from early on you'll have real ownership of your work.

The challenges are varied too, with credit risk questions spanning multiple Nordic markets.

Resurs in brief

At Resurs, we make everyday finances easier through innovative and customer-focused solutions. With customers across the Nordics and more than 800 colleagues, we are committed to creating long-term value for individuals, businesses, and society. Recognized as a career company for the past six years, we put strong emphasis on both personal and professional growth. We want to make a difference by striving to be our best, acting with kindness, and building trust through clarity and collaboration. Our heart beats strong and it shows in everything we do.

Although we are based in the Nordics, our team is enriched by the breadth of perspectives brought by colleagues from different countries. We foster a welcoming and supportive culture, where collaboration drives us to achieve the best outcomes for our users.

Important information

On final candidates, we carry out a detailed background check via an external company.

Resurs has almost 50 years of experience in retail finance and is one of the leading niche banks in the Nordics. We help companies and private individuals with lending, savings and payments. Today, we have a customer base of slightly more than 6 million customers and around 800 employees in the Nordic region.

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