Credit Card Risk Analyst — Data-Driven Underwriting

Qred; Stockholms kommun; Hybrid; SEK 600,000 - 900,000; Full time

Benefits offered by this job

Remote 1 day/week

Job summary

Qred in Stockholm is seeking a Credit Risk Analyst focused on our credit card products to join the team. You will analyze and support the credit card portfolio, bridging risk data with automated decisioning and commercial impact.

You'll work with senior colleagues to monitor underwriting, limit adjustments, and portfolio behavior, using SQL and Python to build dashboards and drive risk-informed growth across Northern Europe.

Qualifications

• Experience with data analysis or risk analytics.
• Exposure to credit card products, digital lending, or consumer/ SME credit preferred.
• Strong SQL and Python for quantitative analysis.

Responsibilities

• Analyze and monitor portfolio performance, usage patterns, and risk trends for the business credit card.
• Assist in developing and tuning automated frameworks for credit limit adjustments and risk scoring.
• Build and maintain dashboards to track credit card metrics, loss performance, and risk indicators.
• Collaborate with Product, Engineering, and Data Science to streamline card issuance and decisioning.
• Support evaluation and updating of card-specific credit policies and risk models.

Skills

SQL

Python

Risk analytics

Card products

Education

Degree in Finance, Economics, CS or related

Tools

Power BI

QlikView

Amazon QuickSight

Job description

Qred in Stockholm is seeking a Credit Risk Analyst focused on our credit card products to join the team. You will analyze and support the credit card portfolio, bridging risk data with automated decisioning and commercial impact.

You'll work with senior colleagues to monitor underwriting, limit adjustments, and portfolio behavior, using SQL and Python to build dashboards and drive risk-informed growth across Northern Europe.