Credit Analyst

Zaver; Stockholms kommun; On-site; SEK 600,000 - 800,000; Full time

Job summary

Zaver, a Swedish fintech founded in 2016 and expanding in Sweden, is seeking an analytical professional to join our fraud prevention team. You will examine transactions, review high-risk cases, monitor patterns, and conduct root-cause analyses of unpaid invoices while contributing to AML investigations and reporting.

Ideal candidates have 3+ years in a similar role, a BSc in Business/Finance/Statistics, and solid SQL and Python skills, with a proactive mindset to enhance fraud-detection

Qualifications

• 3+ years of experience in a similar role.
• Bachelor's degree in Business, Finance, Statistics, or a related field.
• Proficiency in SQL and basic knowledge of Python.
• Ability to thrive in a fast-paced environment.

Responsibilities

• Examine financial transactions and credit histories on a case-by-case basis.
• Review high-risk transactions flagged by internal controls.
• Monitor transaction patterns, identify trends, and flag suspicious activity.
• Conduct root cause analyses of unpaid invoices.
• Handle AML-related investigations and reporting.
• Provide ongoing feedback to management on fraud trends and the effectiveness of fraud detection systems.
• Support the development and improvement of fraud detection processes and routines in connection with broader business initiatives, such as market expansions and new product launches.

Skills

Data analysis

Fraud prevention

Regulatory knowledge

Analytical mindset

Education

BSc in Business/Finance/Statistics

Tools

SQL

Python

Job description

At Zaver, we develop innovative payment solutions to transform the way people pay and enable a frictionless shopping experience. By joining us, you will make a real impact, both within the company and across the industry. With the right mindset and ambition, you will find plenty of opportunities to grow and thrive. Right now, we are growing rapidly and looking for customer-obsessed, ambitious individuals to join our team. We’re a bunch of tech-savvy, passionate, hard-working, and friendly people.

What You'll Do

• Examine financial transactions and credit histories on a case-by-case basis
• Review high-risk transactions flagged by our internal controls
• Monitor transaction patterns, identify trends, and flag suspicious activity
• Conduct root cause analyses of unpaid invoices
• Handle AML-related investigations and reporting
• Provide ongoing feedback to management on fraud trends and the effectiveness of fraud detection systems
• Support the development and improvement of fraud detection processes and routines in connection with broader business initiatives, such as market expansions and new product launches

You will work closely with talented colleagues, leverage cutting-edge technology, and help shape the future of payments by building solutions that outperform traditional alternatives.

Requirements

We are looking for an analytical individual with an investigative mindset and a high level of detail orientation.

• At least 3 years of experience in a similar role
• BSc degree in Business, Finance, Statistics, or a related field
• Proficiency in SQL and basic knowledge of Python
• Ability to thrive in a fast-paced environment
• Ability to analyze cash flows, leverage, collateral, and customer creditworthiness
• Strong organizational skills and the ability to analyze large datasets, identify anomalies, and draw actionable conclusions
• A genuine interest in fraud prevention and protecting customers against financial crime
• Good understanding of relevant regulations, compliance requirements, and investigative techniques
• A proactive, analytical mindset and the confidence to challenge existing approaches with innovative solutions

Let’s challenge legacy solutions together and make some waves in payments

Zaver is a Swedish fintech company founded in 2016 and is now a licensed bank supervised by the Swedish FSA (Finansinspektionen). Our mission is to challenge the industry's established players and create innovative payment experiences that accelerate the shift towards mobile payments, both online and offline. Since commercially launching our product in 2019, we’ve gone from zero to processing billions of SEK in transaction volume - driven by hard work, a customer-first mindset, and passionate people determined to make a real impact.