Senior Data Analyst (Portfolio Analytics & Modeling)

Tabby; Riyadh; Hybrid; SAR 224,000 - 300,000; Full time

Job summary

A leading fintech company in Saudi Arabia seeks a Portfolio Analyst to join its dynamic team. Your main responsibilities will include analyzing financial data, developing insightful reports, and enhancing risk models. The ideal candidate will have a relevant degree, significant experience in data analytics, and strong technical skills in SQL and Python. This role offers a hybrid work environment, competitive benefits, and opportunities for professional growth. Join us to make a meaningful impact in the fintech landscape.

Benefits

Flexible working hours

Employee stock options

Health Insurance

Flexi Perks for personal development

Qualifications

• 3+ years of relevant experience at a bank or Fintech in data or risk analytics.
• Strong analytical skills and technical coding abilities are necessary.
• Excellent command of English required.

Responsibilities

• Analyze financial data to derive actionable insights.
• Develop reports and dashboards for reporting lines.
• Investigate and resolve data discrepancies.

Skills

Data analysis

SQL

Python

Excel

Statistical analysis

Machine learning

Communication skills

Education

Bachelor's or Master's degree in Computer Science, Economics, or related field

Tools

Tableau

Power BI

Job description

About us: Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 15 million users choose Tabby to stay in control of their spending and make the most out of their money. The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby generates over $10  billion in annual transaction volume for its partner brands and is the highest‑rated, most‑reviewed, largest, and fastest‑growing FinTech in the GCC region. Tabby launched in 2019 and has since raised +$1  billion in equity and debt funding from global and regional investors, and is now valued at $3.3  billion.

About the Role

You’ll be joining our growing Portfolio Analytics and Modeling team which is responsible for Credit Risk Modeling and Financial/Strategic analytics. You’ll be responsible for analyzing data, creating reports, and developing data‑driven insights to support business decision‑making. You will work closely with stakeholders to gather requirements and deliver comprehensive reports and dashboards using various programming and data analysis techniques.

Department: Risk Core | Employment Type: Full Time | Location: Egypt | Workplace type: Hybrid | Reporting To: Mennatullah Mustafa

Key Responsibilities

• Analyze customers and merchants financial data to derive actionable insights
• Develop reports and dashboards to support various reporting lines (external & internal reporting)
• Ensure the accuracy and consistency of data across multiple sources for reconciliation; identifying and resolving discrepancies, ensuring the integrity of data, and providing reliable insights to support decision‑making processes
• Investigate and analyze the underlying causes of data discrepancies, collaborating with relevant stakeholders to resolve issues and prevent future occurrences.
• Engage in risk/finance analytics and ad‑hoc inquiries
• Participate in designing and enhancing various risk/finance processes
• Develop and maintain ECL calculations models including but not limited to: PD, LGD, EAD under IFRS‑9 guidelines
• Perform initial validation of risk models to ensure compliance with IFRS 9 standards.
• Collaborate with cross‑functional teams to provide data‑driven insights for product launches and operational improvements.
• Optimize existing processes through automation and policy development.

Skills, Knowledge & Expertise

• Bachelor’s or Master’s degree in Computer Science, Computer Engineering, Economics, Statistics or actuarial science.
• 3+ year of relevant experience at a bank or Fintech in a data analytics team or Risk analytics team
• Strong analytical and data capabilities, backed up by technical coding skills.
• Proficiency in SQL, Python and Excel is a must.
• Strong understanding of statistical analysis, forecasting techniques and machine learning algorithms
• Basic understanding of IFRS9 credit risk modeling requirements and financial concepts
• Experience with visualization tools: i.e. Tableau, Power BI.
• Excellent command of English
• Excellent written and verbal communication skills
• Ability to effectively present complex data and findings in a clear and concise manner

Job Benefits

• The opportunity to learn from and grow with the sharpest minds in the business
• We offer flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.
• A working environment that gives you autonomy and responsibility from day one.
• You should be comfortable with the idea that the quality of your work will influence the shape of your career.
• Participation in the company’s employee stock options program.
• Health Insurance.
• Flexi Perks: a monetary benefit to spend on what matters most to you — health, well‑being, education, or professional development.

About Tabby

Tabby creates financial freedom in the way people shop, earn and save, by reshaping their relationship with money. The company’s flagship offering allows shoppers to split their payments online and in‑store with no interest or fees. Over 32,000 global brands and small businesses, including Amazon, Noon, IKEA and Shein use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby has generated over $7  billion in transaction volume for its partner brands and has the highest rated, most reviewed, largest and fastest growing app of any fintech in the GCC region. Tabby launched operations in 2020 and has raised +$1  billion in equity and debt funding from global and regional investors.

Our Hiring Process

• Stage 1: Applied
• Stage 2: Review
• Stage 3: HR call @Tabby
• Stage 4: Assessment
• Stage 5: Technical interview @Tabby
• Stage 6: Final interview @Tabby
• Stage 7: Hired