Credit Supervisor

Dar Rayhaan By Rotana; Al Khobar; On-site; SAR 200,000 - 300,000; Full time

Job summary

A leading hotel chain in Al Khobar is seeking a Credit Supervisor to manage their credit department. This position involves overseeing a team of credit analysts, developing credit policies, and ensuring compliance while minimizing credit risk. The ideal candidate will possess a bachelor's degree in finance or accounting and have substantial experience in credit management. Excellent leadership and communication skills are essential, as well as proficiency in credit analysis and Microsoft Office.

Qualifications

• Proven work experience as a Credit Supervisor or similar role.
• Strong understanding of credit principles and financial analysis.
• Ability to make sound decisions under pressure.

Responsibilities

• Supervise and lead a team of credit analysts.
• Develop and implement credit policies and procedures.
• Monitor and manage the organization's credit exposure.
• Handle escalated customer credit issues when necessary.

Skills

Credit policies and procedures

Financial analysis

Communication and negotiation

Leadership and team management

Credit risk evaluation

Problem-solving skills

Education

Bachelor's degree in Finance or Accounting

Master's degree (plus)

Tools

Microsoft Office

Credit management software

Job description

Job Description

Summary: We are seeking a Credit Supervisor to oversee our credit department and ensure the efficient operation of credit functions within our organization.

Job Responsibility

• Supervise and lead a team of credit analysts to assess creditworthiness of customers and evaluate credit applications.
• Develop and implement credit policies and procedures to mitigate credit risk and ensure compliance with regulations.
• Monitor and manage the organization's overall credit exposure and collections process.
• Review credit limits and terms for customers and make recommendations for adjustments as needed.
• Handle escalated customer credit issues and negotiate payment arrangements when necessary.
• Generate reports on credit performance and provide recommendations for improvement to senior management.
• Stay up-to-date on industry trends and best practices in credit management.

Candidate Requirements

• Bachelor's degree in Finance, Accounting, or related field. Master's degree is a plus.
• Proven work experience as a Credit Supervisor or similar role in credit management.
• Strong understanding of credit principles, risk assessment, and financial analysis.
• Excellent leadership and communication skills.
• Ability to make sound decisions under pressure and meet deadlines.
• Proficiency in Microsoft Office and credit management software.

Skills

Strong understanding of credit policies and procedures

• Ability to analyze financial statements and credit reports
• Experience in evaluating credit risk and making informed decisions
• Excellent communication and negotiation skills
• Proficiency in using credit analysis tools and software
• Attention to detail and accuracy in assessing credit applications
• Leadership and team management skills
• Ability to work under pressure and meet deadlines
• Knowledge of relevant laws and regulations governing credit practices
• Problem-solving skills and critical thinking ability